CD Calculator
At today's top 1 Year CD rate of 4.89% APY from State Bank of India, $10,000 earns about $489 over the term. At today's top 5 Year CD rate of 5.15% APY from Raymond James Bank, $10,000 earns about $2,854 over the term. Every rate is the annual percentage yield (APY) for a $10,000 deposit, from the bank or credit union's own rates.
$10,000.00 in a 1 Year CD at 4.89% APY earns about $489.00, for $10,489.00 at maturity.
That is today’s top 1 Year CD rate, from State Bank of India. At the median 1 Year CD rate of 4.00%, it would earn about $400.00.
What $10,000.00 earns in each CD term today
| Term | Top rate | Interest at top rate | At median |
|---|---|---|---|
| 6 Month | 4.58% State Bank of India | $226.44 | $185.77 |
| 1 Year | 4.89% State Bank of India | $489.00 | $400.00 |
| 2 Year | 5.04% State Bank of India | $1,033.40 | $743.32 |
| 3 Year | 5.05% Raymond James Bank | $1,592.80 | $1,056.68 |
| 4 Year | 5.10% Raymond James Bank | $2,201.43 | $1,375.77 |
| 5 Year | 5.15% Raymond James Bank | $2,854.24 | $1,819.60 |
| 7 Year | 4.75% KS StateBank | $3,838.16 | $2,509.23 |
| 10 Year | 4.75% First National Bank of America | $5,905.24 | $3,116.51 |
Interest is the APY compounded over the term, with the deposit held to maturity, before taxes. Withdrawing early usually costs a penalty set by the bank. Rates are each bank’s or credit union’s published APY for a $10,000 deposit; a different deposit can earn a different rate.
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.