Marcus CD Rate - 4 Year
Marcus's 4 Year CD pays 4.60% APY as of November 13, 2026, checked 1 hour ago. Since RateBrain began tracking it in 2017, this 4 Year CD has paid as much as 4.60% (Nov 2026) and as little as 1.60% (Apr 2020). It is currently above the median 4 Year CD rate we track (3.35% across 90 banks).
4.60% APY
up from 4.40% on Nov 13
- Last checked
- Nov 13 · 1 hour ago
- Minimum deposit
- $500
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See the full Marcus 4 Year CD rate history »
Marcus CD Rate - 4 Year CD - Rate History
Now 4.60% APY
- All-time high 4.60% (Nov 2026)
- Low 1.60% (Apr 2020)
- 1-year change +0.55
- 22 changes
- Tracked since Jul 2017
- Full rate history »
The gray line is the median 4 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| November 13, 2026 | 4.60% | +0.20 |
| October 6, 2026 | 4.40% | +0.05 |
| September 17, 2026 | 4.35% | +0.30 |
| April 23, 2024 | 4.05% | −0.15 |
| October 30, 2023 | 4.20% | +0.20 |
| December 25, 2022 | 4.00% | +2.40 |
| April 24, 2020 | 1.60% | −0.25 |
| March 12, 2020 | 1.85% | −0.25 |
| November 21, 2019 | 2.10% | −0.10 |
| October 21, 2019 | 2.20% | −0.20 |
| September 13, 2019 | 2.40% | −0.15 |
| August 15, 2019 | 2.55% | −0.10 |
| July 1, 2019 | 2.65% | −0.10 |
| April 11, 2019 | 2.75% | −0.05 |
| December 14, 2018 | 2.80% | +0.10 |
| September 9, 2018 | 2.70% | +0.10 |
| June 13, 2018 | 2.60% | +0.20 |
| March 27, 2018 | 2.40% | +0.10 |
| March 8, 2018 | 2.30% | +0.20 |
| December 28, 2017 | 2.10% | +0.20 |
Show all 22 changes
| Date | APY | Change |
|---|---|---|
| September 14, 2017 | 1.90% | +0.10 |
| July 6, 2017 | 1.80% | first tracked |
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ShareOther Marcus rates
- 6 Month CD4.00%
- 9 Month CD4.30%
- 1 Year CD4.50%
- 18 Month CD4.60%
- 2 Year CD4.60%
- 3 Year CD4.60%
- 5 Year CD4.60%
- 6 Year CD4.60%
- Savings3.50%
Other 4 Year CD rates
- State Bank of India5.04%
- Quorum Federal Credit Union5.00%
- Popular Direct4.95%
- BTG Pactual US4.85%
- NASA Federal Credit Union4.75%
- Synchrony Bank4.75%
Common questions
What is the Marcus 4 Year CD rate today?
The Marcus 4 Year CD pays 4.60% APY as of November 13, 2026, checked 1 hour ago.
How does the Marcus 4 Year CD compare with other 4 Year CDs?
It pays 4.60% APY. The median across the 90 4 Year CD rates RateBrain tracks is 3.35%, so it is 1.25 percentage points above the median.
What has the Marcus 4 Year CD paid over time?
Since RateBrain began tracking it in 2017, it has paid as much as 4.60% (Nov 2026) and as little as 1.60% (Apr 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.