Marcus CD Rate - 4 Year
Marcus's 4 Year CD pays 4.35% APY as of September 22, 2026, checked 6 days ago. Since RateBrain began tracking it in 2017, this 4 Year CD has paid as much as 4.35% (Sep 2026) and as little as 1.60% (Apr 2020). It is currently above the median 4 Year CD rate we track (3.40% across 62 banks).
4.35% APY
up from 4.05% on Sep 17
- Last checked
- Sep 22 · 6 days ago
- Minimum deposit
- $500
Rate history
Now 4.35% APY
- All-time high 4.35% (Sep 2026)
- Low 1.60% (Apr 2020)
- 1-year change +0.30
- 20 changes
- Tracked since Jul 2017
- Full rate history »
The gray line is the median 4 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 17, 2026 | 4.35% | +0.30 |
| April 23, 2024 | 4.05% | −0.15 |
| October 30, 2023 | 4.20% | +0.20 |
| December 25, 2022 | 4.00% | +2.40 |
| April 24, 2020 | 1.60% | −0.25 |
| March 12, 2020 | 1.85% | −0.25 |
| November 21, 2019 | 2.10% | −0.10 |
| October 21, 2019 | 2.20% | −0.20 |
| September 13, 2019 | 2.40% | −0.15 |
| August 15, 2019 | 2.55% | −0.10 |
| July 1, 2019 | 2.65% | −0.10 |
| April 11, 2019 | 2.75% | −0.05 |
| December 14, 2018 | 2.80% | +0.10 |
| September 9, 2018 | 2.70% | +0.10 |
| June 13, 2018 | 2.60% | +0.20 |
| March 27, 2018 | 2.40% | +0.10 |
| March 8, 2018 | 2.30% | +0.20 |
| December 28, 2017 | 2.10% | +0.20 |
| September 14, 2017 | 1.90% | +0.10 |
| July 6, 2017 | 1.80% | first tracked |
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Copy linkOther Marcus rates
- 6 Month CD3.95%
- 9 Month CD4.30%
- 1 Year CD3.90%
- 18 Month CD4.35%
- 2 Year CD4.35%
- 3 Year CD4.35%
- 5 Year CD4.35%
- 6 Year CD4.35%
- Savings3.50%
Other 4 Year CD rates
- Raymond James Bank4.95%
- State Bank of India4.58%
- BTG Pactual US4.50%
- NASA Federal Credit Union4.50%
- Popular Direct4.50%
- Bread Financial4.45%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.