Marcus Savings Rate
Marcus's savings account pays 3.50% APY as of September 22, 2026, checked 3 minutes ago. The rate was raised from 3.40% on September 20, 2026. Since RateBrain began tracking it in 2018, this savings account has paid as much as 4.50% (Feb 2024) and as little as 1.70% (Nov 2019). It is currently above the median savings rate we track (3.35% across 61 banks).
3.50% APY
up from 3.40% on Sep 20
- Last checked
- Sep 22 · 3 minutes ago
- Minimum deposit
- None
Rate history
Now 3.50% APY
- All-time high 4.50% (Feb 2024)
- Low 1.70% (Nov 2019)
- 1-year change −0.90
- 15 changes
- Tracked since Nov 2018
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 3.50% | +0.10 |
| August 14, 2026 | 3.40% | −1.00 |
| July 23, 2024 | 4.40% | −0.10 |
| February 24, 2024 | 4.50% | +0.20 |
| September 3, 2023 | 4.30% | +0.15 |
| May 10, 2023 | 4.15% | +0.40 |
| March 30, 2023 | 3.75% | +0.25 |
| February 9, 2023 | 3.50% | +0.20 |
| December 23, 2022 | 3.30% | +1.60 |
| November 22, 2019 | 1.70% | −0.20 |
| October 7, 2019 | 1.90% | −0.10 |
| August 27, 2019 | 2.00% | −0.15 |
| July 1, 2019 | 2.15% | −0.10 |
| January 15, 2019 | 2.25% | +0.20 |
| November 11, 2018 | 2.05% | first tracked |
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Copy linkOther Marcus rates
- 6 Month CD3.95%
- 9 Month CD4.30%
- 1 Year CD3.90%
- 18 Month CD4.35%
- 2 Year CD4.35%
- 3 Year CD4.35%
- 4 Year CD4.35%
- 5 Year CD4.35%
- 6 Year CD4.35%
Other savings rates
- MySavingsDirect4.35%
- Betterment4.25%
- Newtek Bank4.20%
- Wealthfront4.20%
- Goldwater Bank4.15%
- Total Direct Bank4.01%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.