Marcus Savings Rate History (2018–2026)
RateBrain has recorded 15 rate changes for Marcus's savings account since November 11, 2018. Its highest rate was 4.50% (Feb 2024) and its lowest 1.70% (Nov 2019). It pays 3.50% APY today, last changed on September 20, 2026. That is down 0.90 percentage points from a year ago.
Current Marcus savings account rate »Marcus rate history »Savings rate history »
Rate history chart
Now 3.50% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.40% | 3.40% | 3.50% | 2 |
| 2025 | 4.40% | 4.40% | 4.40% | 0 |
| 2024 | 4.50% | 4.30% | 4.40% | 2 |
| 2023 | 4.30% | 3.30% | 4.30% | 4 |
| 2022 | 3.30% | 1.70% | 3.30% | 1 |
| 2021 | 1.70% | 1.70% | 1.70% | 0 |
| 2020 | 1.70% | 1.70% | 1.70% | 0 |
| 2019 | 2.25% | 1.70% | 1.70% | 5 |
| 2018 | 2.05% | 2.05% | 2.05% | 1 |
All 15 rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 3.50% | +0.10 |
| August 14, 2026 | 3.40% | −1.00 |
| July 23, 2024 | 4.40% | −0.10 |
| February 24, 2024 | 4.50% | +0.20 |
| September 3, 2023 | 4.30% | +0.15 |
| May 10, 2023 | 4.15% | +0.40 |
| March 30, 2023 | 3.75% | +0.25 |
| February 9, 2023 | 3.50% | +0.20 |
| December 23, 2022 | 3.30% | +1.60 |
| November 22, 2019 | 1.70% | −0.20 |
| October 7, 2019 | 1.90% | −0.10 |
| August 27, 2019 | 2.00% | −0.15 |
| July 1, 2019 | 2.15% | −0.10 |
| January 15, 2019 | 2.25% | +0.20 |
| November 11, 2018 | 2.05% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.