Marcus CD Rate - 1 Year
Marcus's 1 Year CD pays 4.40% APY as of October 27, 2026, checked 52 minutes ago. Since RateBrain began tracking it in 2017, this 1 Year CD has paid as much as 5.50% (Dec 2023) and as little as 1.00% (Jul 2020). It is currently above the median 1 Year CD rate we track (4.00% across 144 banks).
4.40% APY
up from 3.90% on Oct 6
- Last checked
- Oct 27 · 52 minutes ago
- Minimum deposit
- $500
Alert me when this rate changesShare this rate
See the full Marcus 1 Year CD rate history »
Marcus CD Rate - 1 Year CD - Rate History
Now 4.40% APY
- All-time high 5.50% (Dec 2023)
- Low 1.00% (Jul 2020)
- 1-year change +0.40
- 61 changes
- Tracked since Jul 2017
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 6, 2026 | 4.40% | +0.50 |
| May 9, 2026 | 3.90% | −0.10 |
| October 6, 2025 | 4.00% | −0.10 |
| September 20, 2025 | 4.10% | −0.10 |
| July 22, 2025 | 4.20% | +0.10 |
| May 15, 2025 | 4.10% | −0.15 |
| December 17, 2024 | 4.25% | +0.15 |
| November 10, 2024 | 4.10% | −0.10 |
| October 28, 2024 | 4.20% | −0.10 |
| October 4, 2024 | 4.30% | −0.20 |
| September 23, 2024 | 4.50% | −0.10 |
| September 17, 2024 | 4.60% | −0.10 |
| August 30, 2024 | 4.70% | −0.10 |
| August 23, 2024 | 4.80% | −0.20 |
| August 9, 2024 | 5.00% | −0.15 |
| June 28, 2024 | 5.15% | +0.15 |
| May 5, 2024 | 5.00% | +0.10 |
| April 6, 2024 | 4.90% | −0.10 |
| March 10, 2024 | 5.00% | −0.05 |
| March 5, 2024 | 5.05% | −0.20 |
Show all 61 changes
| Date | APY | Change |
|---|---|---|
| January 28, 2024 | 5.25% | −0.10 |
| January 21, 2024 | 5.35% | −0.15 |
| December 19, 2023 | 5.50% | +0.20 |
| November 15, 2023 | 5.30% | +0.10 |
| October 29, 2023 | 5.20% | +0.10 |
| September 3, 2023 | 5.10% | +0.10 |
| August 1, 2023 | 5.00% | +0.15 |
| June 30, 2023 | 4.85% | +0.10 |
| May 10, 2023 | 4.75% | +0.25 |
| April 9, 2023 | 4.50% | +0.10 |
| February 14, 2023 | 4.40% | +0.10 |
| December 23, 2022 | 4.30% | +0.15 |
| December 6, 2022 | 4.15% | +3.15 |
| July 21, 2020 | 1.00% | −0.10 |
| June 22, 2020 | 1.10% | −0.20 |
| June 5, 2020 | 1.30% | −0.05 |
| May 18, 2020 | 1.35% | −0.25 |
| April 22, 2020 | 1.60% | −0.25 |
| March 12, 2020 | 1.85% | −0.20 |
| February 25, 2020 | 2.05% | −0.10 |
| January 7, 2020 | 2.15% | +0.10 |
| December 12, 2019 | 2.05% | +0.05 |
| November 19, 2019 | 2.00% | −0.10 |
| October 28, 2019 | 2.10% | −0.15 |
| September 16, 2019 | 2.25% | −0.15 |
| August 15, 2019 | 2.40% | −0.10 |
| July 1, 2019 | 2.50% | −0.10 |
| June 12, 2019 | 2.60% | −0.10 |
| April 9, 2019 | 2.70% | −0.05 |
| January 21, 2019 | 2.75% | +0.10 |
| December 24, 2018 | 2.65% | +0.10 |
| September 9, 2018 | 2.55% | +0.10 |
| July 31, 2018 | 2.45% | +0.15 |
| June 13, 2018 | 2.30% | +0.10 |
| May 9, 2018 | 2.20% | +0.10 |
| April 7, 2018 | 2.10% | +0.05 |
| March 5, 2018 | 2.05% | +0.25 |
| January 19, 2018 | 1.80% | +0.15 |
| October 6, 2017 | 1.65% | +0.15 |
| September 7, 2017 | 1.50% | +0.10 |
| July 6, 2017 | 1.40% | first tracked |
Set Up Rate Alert
Share this rate
https://ratebrain.com/goldman-sachs-bank-1-year-cd
ShareOther Marcus rates
- 6 Month CD3.95%
- 9 Month CD4.30%
- 18 Month CD4.40%
- 2 Year CD4.40%
- 3 Year CD4.40%
- 4 Year CD4.40%
- 5 Year CD4.40%
- 6 Year CD4.40%
- Savings3.50%
Other 1 Year CD rates
- USALLIANCE Financial5.00%
- State Bank of India4.89%
- BTG Pactual US4.65%
- Merrick Bank4.65%
- Popular Direct4.60%
- E*TRADE Bank4.55%
Common questions
What is the Marcus 1 Year CD rate today?
The Marcus 1 Year CD pays 4.40% APY as of October 27, 2026, checked 52 minutes ago.
How does the Marcus 1 Year CD compare with other 1 Year CDs?
It pays 4.40% APY. The median across the 144 1 Year CD rates RateBrain tracks is 4.00%, so it is 0.40 percentage points above the median.
What has the Marcus 1 Year CD paid over time?
Since RateBrain began tracking it in 2017, it has paid as much as 5.50% (Dec 2023) and as little as 1.00% (Jul 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.