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Marcus CD Rate - 2 Year

Marcus's 2 Year CD pays 4.35% APY as of September 22, 2026, checked 3 minutes ago. The rate was raised from 3.90% on September 17, 2026. Since RateBrain began tracking it in 2017, this 2 Year CD has paid as much as 4.85% (Dec 2023) and as little as 0.55% (Dec 2020). It is currently above the median 2 Year CD rate we track (3.50% across 59 banks).

4.35% APY

up from 3.90% on Sep 17

Last checked
Sep 22 · 3 minutes ago
Minimum deposit
$500
View on Marcus’s website »See all Marcus rates »

Rate history

Now 4.35% APY

Marcus 2 Year CD APY historyStep chart of 47 rate changes from Jul 2017 to Sep 2026. High 4.85% (Dec 2023), low 0.55% (Dec 2020), current 4.35%.0.00%1.00%2.00%3.00%4.00%5.00%6.00%20182020202220242026median4.35%4.85% · Dec 20230.55% · Dec 2020

The gray line is the median 2 Year CD rate across the banks we tracked each month.

Rate changes

DateAPYChange
September 17, 20264.35%+0.45
October 7, 20243.90%−0.95
December 21, 20234.85%+0.45
August 1, 20234.40%+0.05
December 26, 20224.35%+0.05
December 14, 20224.30%+0.05
November 11, 20224.25%+0.35
October 26, 20223.90%+0.50
October 12, 20223.40%+0.30
September 25, 20223.10%+0.10
August 30, 20223.00%+0.20
August 11, 20222.80%+0.55
June 29, 20222.25%+0.15
May 26, 20222.10%+0.50
April 28, 20221.60%+0.45
April 21, 20221.15%+0.35
March 29, 20220.80%+0.10
December 3, 20210.70%+0.15
December 9, 20200.55%−0.10
October 14, 20200.65%−0.20
Show all 47 changes
DateAPYChange
August 26, 20200.85%−0.15
July 22, 20201.00%−0.10
June 22, 20201.10%−0.20
June 5, 20201.30%−0.05
May 18, 20201.35%−0.25
April 22, 20201.60%−0.25
March 12, 20201.85%−0.25
December 16, 20192.10%+0.10
November 21, 20192.00%−0.10
October 22, 20192.10%−0.20
September 19, 20192.30%−0.15
August 15, 20192.45%−0.10
July 22, 20192.55%+0.05
July 15, 20192.50%−0.05
July 1, 20192.55%−0.10
April 9, 20192.65%−0.05
January 9, 20192.70%+0.10
September 24, 20182.60%+0.10
August 8, 20182.50%+0.05
June 13, 20182.45%+0.15
May 9, 20182.30%+0.10
April 7, 20182.20%+0.05
March 8, 20182.15%+0.25
January 24, 20181.90%+0.15
October 4, 20171.75%+0.10
September 14, 20171.65%+0.10
July 6, 20171.55%first tracked

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