Marcus CD Rate - 3 Year
Marcus's 3 Year CD pays 4.40% APY as of November 9, 2026, checked 3 days ago. Since RateBrain began tracking it in 2017, this 3 Year CD has paid as much as 4.40% (Dec 2023) and as little as 0.55% (Dec 2020). It is currently above the median 3 Year CD rate we track (3.45% across 121 banks).
4.40% APY
up from 4.35% on Oct 6
- Last checked
- Nov 9 · 3 days ago
- Minimum deposit
- $500
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See the full Marcus 3 Year CD rate history »
Marcus CD Rate - 3 Year CD - Rate History
Now 4.40% APY
- All-time high 4.40% (Dec 2023)
- Low 0.55% (Dec 2020)
- 1-year change +0.40
- 44 changes
- Tracked since Jul 2017
- Full rate history »
The gray line is the median 3 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 6, 2026 | 4.40% | +0.05 |
| September 17, 2026 | 4.35% | +0.35 |
| February 26, 2025 | 4.00% | −0.40 |
| December 25, 2023 | 4.40% | +0.10 |
| March 26, 2023 | 4.30% | +0.30 |
| November 11, 2022 | 4.00% | +0.50 |
| October 26, 2022 | 3.50% | +0.05 |
| October 15, 2022 | 3.45% | +0.30 |
| September 28, 2022 | 3.15% | +0.05 |
| September 9, 2022 | 3.10% | +0.20 |
| August 17, 2022 | 2.90% | +0.20 |
| July 28, 2022 | 2.70% | +0.20 |
| June 27, 2022 | 2.50% | +0.20 |
| May 26, 2022 | 2.30% | +0.10 |
| May 16, 2022 | 2.20% | +0.40 |
| April 28, 2022 | 1.80% | +0.60 |
| April 21, 2022 | 1.20% | +0.25 |
| March 10, 2022 | 0.95% | +0.05 |
| February 9, 2022 | 0.90% | +0.15 |
| November 29, 2021 | 0.75% | +0.10 |
Show all 44 changes
| Date | APY | Change |
|---|---|---|
| September 18, 2021 | 0.65% | +0.10 |
| December 9, 2020 | 0.55% | −0.10 |
| October 13, 2020 | 0.65% | −0.20 |
| August 25, 2020 | 0.85% | −0.15 |
| July 21, 2020 | 1.00% | −0.10 |
| June 23, 2020 | 1.10% | −0.20 |
| June 5, 2020 | 1.30% | −0.05 |
| May 15, 2020 | 1.35% | −0.25 |
| April 22, 2020 | 1.60% | −0.25 |
| March 12, 2020 | 1.85% | −0.25 |
| December 13, 2019 | 2.10% | +0.05 |
| November 19, 2019 | 2.05% | −0.10 |
| October 21, 2019 | 2.15% | −0.20 |
| September 19, 2019 | 2.35% | −0.15 |
| August 15, 2019 | 2.50% | −0.10 |
| June 30, 2019 | 2.60% | −0.10 |
| April 10, 2019 | 2.70% | −0.05 |
| December 19, 2018 | 2.75% | +0.10 |
| September 9, 2018 | 2.65% | +0.10 |
| June 13, 2018 | 2.55% | +0.20 |
| March 27, 2018 | 2.35% | +0.10 |
| March 5, 2018 | 2.25% | +0.25 |
| September 11, 2017 | 2.00% | +0.10 |
| July 6, 2017 | 1.90% | first tracked |
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ShareOther Marcus rates
- 6 Month CD3.95%
- 9 Month CD4.30%
- 1 Year CD4.40%
- 18 Month CD4.40%
- 2 Year CD4.40%
- 4 Year CD4.40%
- 5 Year CD4.40%
- 6 Year CD4.40%
- Savings3.50%
Other 3 Year CD rates
- State Bank of India5.04%
- Merrick Bank4.90%
- Quorum Federal Credit Union4.90%
- BTG Pactual US4.85%
- Popular Direct4.85%
- CFG Bank4.82%
Common questions
What is the Marcus 3 Year CD rate today?
The Marcus 3 Year CD pays 4.40% APY as of November 9, 2026, checked 3 days ago.
How does the Marcus 3 Year CD compare with other 3 Year CDs?
It pays 4.40% APY. The median across the 121 3 Year CD rates RateBrain tracks is 3.45%, so it is 0.95 percentage points above the median.
What has the Marcus 3 Year CD paid over time?
Since RateBrain began tracking it in 2017, it has paid as much as 4.40% (Dec 2023) and as little as 0.55% (Dec 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.