Capital One 360 CD Rate - 4 Year
Capital One 360's 4 Year CD pays 3.50% APY as of October 28, 2026, checked 3 days ago. Since RateBrain began tracking it in 2010, this 4 Year CD has paid as much as 4.35% (Dec 2022) and as little as 0.35% (Oct 2020). It is currently above the median 4 Year CD rate we track (3.33% across 90 banks).
3.50% APY
down from 3.95% on Sep 20
- Last checked
- Oct 28 · 3 days ago
- Minimum deposit
- None
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See the full Capital One 360 4 Year CD rate history »
Capital One 360 CD Rate - 4 Year CD - Rate History
Now 3.50% APY
- All-time high 4.35% (Dec 2022)
- Low 0.35% (Oct 2020)
- 1-year change −0.45
- 52 changes
- Tracked since Oct 2010
- Full rate history »
The gray line is the median 4 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 3.50% | −0.45 |
| May 9, 2024 | 3.95% | −0.25 |
| March 9, 2023 | 4.20% | −0.15 |
| December 15, 2022 | 4.35% | +0.15 |
| October 28, 2022 | 4.20% | +0.80 |
| September 29, 2022 | 3.40% | +0.25 |
| August 30, 2022 | 3.15% | +0.15 |
| August 19, 2022 | 3.00% | +0.20 |
| August 11, 2022 | 2.80% | +0.30 |
| June 28, 2022 | 2.50% | +0.20 |
| June 13, 2022 | 2.30% | +0.10 |
| May 30, 2022 | 2.20% | +0.20 |
| May 26, 2022 | 2.00% | +0.10 |
| May 5, 2022 | 1.90% | +0.10 |
| April 28, 2022 | 1.80% | +0.55 |
| April 21, 2022 | 1.25% | +0.15 |
| March 29, 2022 | 1.10% | +0.10 |
| February 26, 2022 | 1.00% | +0.20 |
| November 16, 2021 | 0.80% | +0.15 |
| October 28, 2021 | 0.65% | +0.30 |
Show all 52 changes
| Date | APY | Change |
|---|---|---|
| October 8, 2020 | 0.35% | −0.20 |
| September 11, 2020 | 0.55% | −0.35 |
| June 12, 2020 | 0.90% | −0.30 |
| May 22, 2020 | 1.20% | −0.20 |
| March 31, 2020 | 1.40% | +0.50 |
| March 17, 2020 | 0.90% | −0.55 |
| March 10, 2020 | 1.45% | −0.20 |
| September 16, 2019 | 1.65% | −0.60 |
| August 29, 2019 | 2.25% | −0.20 |
| July 1, 2019 | 2.45% | −0.35 |
| June 3, 2019 | 2.80% | −0.05 |
| May 14, 2019 | 2.85% | −0.05 |
| January 9, 2019 | 2.90% | +0.05 |
| November 13, 2018 | 2.85% | +0.10 |
| September 25, 2018 | 2.75% | +0.15 |
| July 9, 2018 | 2.60% | +0.15 |
| May 31, 2018 | 2.45% | +0.05 |
| March 5, 2018 | 2.40% | +0.20 |
| November 15, 2017 | 2.20% | +0.45 |
| November 5, 2017 | 1.75% | +0.25 |
| September 21, 2017 | 1.50% | −0.30 |
| November 29, 2016 | 1.80% | +0.70 |
| July 3, 2016 | 1.10% | −0.60 |
| June 14, 2016 | 1.70% | +0.30 |
| March 2, 2016 | 1.40% | −0.36 |
| May 18, 2015 | 1.76% | +1.06 |
| October 10, 2012 | 0.70% | −0.10 |
| December 16, 2011 | 0.80% | −0.10 |
| October 14, 2011 | 0.90% | −0.10 |
| July 29, 2011 | 1.00% | −0.25 |
| December 7, 2010 | 1.25% | −0.25 |
| October 7, 2010 | 1.50% | first tracked |
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ShareOther Capital One 360 rates
- 6 Month CD3.30%
- 9 Month CD3.75%
- 11 Month CD4.50%
- 1 Year CD4.00%
- 18 Month CD3.60%
- 2 Year CD3.50%
- 30 Month CD3.50%
- 3 Year CD3.50%
- 5 Year CD3.60%
- Checking Account0.10%
Other 4 Year CD rates
- State Bank of India5.04%
- Quorum Federal Credit Union5.00%
- Popular Direct4.95%
- BTG Pactual US4.85%
- Bread Financial4.65%
- Synchrony Bank4.65%
Common questions
What is the Capital One 360 4 Year CD rate today?
The Capital One 360 4 Year CD pays 3.50% APY as of October 28, 2026, checked 3 days ago.
How does the Capital One 360 4 Year CD compare with other 4 Year CDs?
It pays 3.50% APY. The median across the 90 4 Year CD rates RateBrain tracks is 3.33%, so it is 0.17 percentage points above the median.
What has the Capital One 360 4 Year CD paid over time?
Since RateBrain began tracking it in 2010, it has paid as much as 4.35% (Dec 2022) and as little as 0.35% (Oct 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.