Capital One 360 4 Year CD Rate History (2010–2026)
RateBrain has recorded 52 rate changes for Capital One 360's 4 Year CD since October 7, 2010. Its highest rate was 4.35% (Dec 2022) and its lowest 0.35% (Oct 2020). It pays 3.50% APY today, last changed on September 20, 2026. That is down 0.45 percentage points from a year ago.
Current Capital One 360 4 Year CD rate »Capital One 360 rate history »4 Year CD rate history »
Rate history chart
Now 3.50% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.95% | 3.50% | 3.50% | 1 |
| 2025 | 3.95% | 3.95% | 3.95% | 0 |
| 2024 | 4.20% | 3.95% | 3.95% | 1 |
| 2023 | 4.35% | 4.20% | 4.20% | 1 |
| 2022 | 4.35% | 0.80% | 4.35% | 15 |
| 2021 | 0.80% | 0.35% | 0.80% | 2 |
| 2020 | 1.65% | 0.35% | 0.35% | 7 |
| 2019 | 2.90% | 1.65% | 1.65% | 6 |
| 2018 | 2.85% | 2.20% | 2.85% | 5 |
| 2017 | 2.20% | 1.50% | 2.20% | 3 |
| 2016 | 1.80% | 1.10% | 1.80% | 4 |
| 2015 | 1.76% | 0.70% | 1.76% | 1 |
| 2014 | 0.70% | 0.70% | 0.70% | 0 |
| 2013 | 0.70% | 0.70% | 0.70% | 0 |
| 2012 | 0.80% | 0.70% | 0.70% | 1 |
| 2011 | 1.25% | 0.80% | 0.80% | 3 |
| 2010 | 1.50% | 1.25% | 1.25% | 2 |
All 52 rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 3.50% | −0.45 |
| May 9, 2024 | 3.95% | −0.25 |
| March 9, 2023 | 4.20% | −0.15 |
| December 15, 2022 | 4.35% | +0.15 |
| October 28, 2022 | 4.20% | +0.80 |
| September 29, 2022 | 3.40% | +0.25 |
| August 30, 2022 | 3.15% | +0.15 |
| August 19, 2022 | 3.00% | +0.20 |
| August 11, 2022 | 2.80% | +0.30 |
| June 28, 2022 | 2.50% | +0.20 |
| June 13, 2022 | 2.30% | +0.10 |
| May 30, 2022 | 2.20% | +0.20 |
| May 26, 2022 | 2.00% | +0.10 |
| May 5, 2022 | 1.90% | +0.10 |
| April 28, 2022 | 1.80% | +0.55 |
| April 21, 2022 | 1.25% | +0.15 |
| March 29, 2022 | 1.10% | +0.10 |
| February 26, 2022 | 1.00% | +0.20 |
| November 16, 2021 | 0.80% | +0.15 |
| October 28, 2021 | 0.65% | +0.30 |
| October 8, 2020 | 0.35% | −0.20 |
| September 11, 2020 | 0.55% | −0.35 |
| June 12, 2020 | 0.90% | −0.30 |
| May 22, 2020 | 1.20% | −0.20 |
| March 31, 2020 | 1.40% | +0.50 |
| March 17, 2020 | 0.90% | −0.55 |
| March 10, 2020 | 1.45% | −0.20 |
| September 16, 2019 | 1.65% | −0.60 |
| August 29, 2019 | 2.25% | −0.20 |
| July 1, 2019 | 2.45% | −0.35 |
| June 3, 2019 | 2.80% | −0.05 |
| May 14, 2019 | 2.85% | −0.05 |
| January 9, 2019 | 2.90% | +0.05 |
| November 13, 2018 | 2.85% | +0.10 |
| September 25, 2018 | 2.75% | +0.15 |
| July 9, 2018 | 2.60% | +0.15 |
| May 31, 2018 | 2.45% | +0.05 |
| March 5, 2018 | 2.40% | +0.20 |
| November 15, 2017 | 2.20% | +0.45 |
| November 5, 2017 | 1.75% | +0.25 |
| September 21, 2017 | 1.50% | −0.30 |
| November 29, 2016 | 1.80% | +0.70 |
| July 3, 2016 | 1.10% | −0.60 |
| June 14, 2016 | 1.70% | +0.30 |
| March 2, 2016 | 1.40% | −0.36 |
| May 18, 2015 | 1.76% | +1.06 |
| October 10, 2012 | 0.70% | −0.10 |
| December 16, 2011 | 0.80% | −0.10 |
| October 14, 2011 | 0.90% | −0.10 |
| July 29, 2011 | 1.00% | −0.25 |
| December 7, 2010 | 1.25% | −0.25 |
| October 7, 2010 | 1.50% | first tracked |
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