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RateBrain

Capital One 360 Rate History (2009–2026)

RateBrain has tracked 12 products from Capital One 360 since May 2009. Its best rate in that time was 5.25% APY on its 1 Year CD in 2023.

Current Capital One 360 rates »

Best rate by year

YearBest APYProduct
20264.50%11 Month CD
20254.40%2 Year CD
20245.25%1 Year CD
20235.25%1 Year CD
20224.40%5 Year CD
20211.65%3 Year CD
20202.00%1 Year CD
20193.10%5 Year CD
20183.10%5 Year CD
20172.45%5 Year CD
20162.20%5 Year CD
20152.25%5 Year CD
20140.90%5 Year CD
20130.90%5 Year CD
20121.00%5 Year CD
20111.50%5 Year CD
20101.75%1 Year CD
20092.10%1 Year CD

6 Month CD

Now 3.30% APY

Capital One 360 6 Month CD rate history15 rate changes since Oct 2010.0.00%1.00%2.00%3.00%4.00%5.00%2011201420172020202320263.30%4.35% · Dec 20230.20% · Sep 2020

9 Month CD

Now 3.75% APY

Capital One 360 9 Month CD rate history1 rate changes since Sep 2026.3.50%3.60%3.70%3.80%3.90%4.00%3.75%

11 Month CD

Now 4.50% APY

Capital One 360 11 Month CD rate history3 rate changes since Sep 2026.4.00%4.20%4.40%4.60%4.80%4.50%4.50% · Oct 20264.30% · Sep 2026

1 Year CD

Now 4.00% APY

Capital One 360 1 Year CD rate history67 rate changes since Sep 2009.0.00%1.00%2.00%3.00%4.00%5.00%6.00%2010201320162019202220254.00%5.25% · Dec 20230.20% · Oct 2020

18 Month CD

Now 3.60% APY

Capital One 360 18 Month CD rate history1 rate changes since Sep 2026.3.20%3.40%3.60%3.80%4.00%3.60%

2 Year CD

Now 3.50% APY

Capital One 360 2 Year CD rate history59 rate changes since Oct 2010.0.00%1.00%2.00%3.00%4.00%5.00%2011201420172020202320263.50%4.40% · Aug 20230.25% · Oct 2020

30 Month CD

Now 3.50% APY

Capital One 360 30 Month CD rate history1 rate changes since Sep 2026.3.20%3.30%3.40%3.50%3.60%3.70%3.80%3.50%

3 Year CD

Now 3.50% APY

Capital One 360 3 Year CD rate history37 rate changes since Oct 2010.0.00%1.00%2.00%3.00%4.00%5.00%2011201420172020202320263.50%4.35% · Dec 20220.70% · Nov 2012

4 Year CD

Now 3.50% APY

Capital One 360 4 Year CD rate history52 rate changes since Oct 2010.0.00%1.00%2.00%3.00%4.00%5.00%2011201420172020202320263.50%4.35% · Dec 20220.35% · Oct 2020

5 Year CD

Now 3.60% APY

Capital One 360 5 Year CD rate history66 rate changes since Oct 2010.0.00%1.00%2.00%3.00%4.00%5.00%2011201420172020202320263.60%4.40% · Dec 20220.40% · Oct 2020

Checking Account

Now 0.10% APY

Capital One 360 Checking Account rate history1 rate changes since Oct 2026.0.00%0.10%0.20%0.30%0.40%0.10%

Savings (no longer offered)

Last 0.75% APY

Capital One 360 Savings rate history12 rate changes since May 2009.0.00%0.50%1.00%1.50%2.00%2010201320162019202220250.75%1.50% · May 20090.75% · Oct 2012

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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