Capital One 360 6 Month CD Rate History (2010–2026)
RateBrain has recorded 15 rate changes for Capital One 360's 6 Month CD since October 7, 2010. Its highest rate was 4.35% (Dec 2023) and its lowest 0.20% (Sep 2020). It pays 3.30% APY today, last changed on September 20, 2026. That is down 1.05 percentage points from a year ago.
Current Capital One 360 6 Month CD rate »Capital One 360 rate history »6 Month CD rate history »
Rate history chart
Now 3.30% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.35% | 3.30% | 3.30% | 1 |
| 2025 | 4.35% | 4.35% | 4.35% | 0 |
| 2024 | 4.35% | 4.35% | 4.35% | 0 |
| 2023 | 4.35% | 3.30% | 4.35% | 2 |
| 2022 | 3.30% | 0.20% | 3.30% | 1 |
| 2021 | 0.20% | 0.20% | 0.20% | 0 |
| 2020 | 0.60% | 0.20% | 0.20% | 3 |
| 2019 | 0.60% | 0.60% | 0.60% | 0 |
| 2018 | 0.60% | 0.40% | 0.60% | 1 |
| 2017 | 0.40% | 0.40% | 0.40% | 0 |
| 2016 | 0.90% | 0.40% | 0.40% | 2 |
| 2015 | 0.40% | 0.40% | 0.40% | 0 |
| 2014 | 0.40% | 0.40% | 0.40% | 0 |
| 2013 | 0.40% | 0.40% | 0.40% | 0 |
| 2012 | 0.50% | 0.40% | 0.40% | 1 |
| 2011 | 0.75% | 0.50% | 0.50% | 2 |
| 2010 | 1.00% | 0.75% | 0.75% | 2 |
All 15 rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 3.30% | −1.05 |
| December 30, 2023 | 4.35% | +0.45 |
| May 24, 2023 | 3.90% | +0.60 |
| December 25, 2022 | 3.30% | +3.10 |
| September 14, 2020 | 0.20% | −0.05 |
| June 22, 2020 | 0.25% | −0.25 |
| May 25, 2020 | 0.50% | −0.10 |
| June 13, 2018 | 0.60% | +0.20 |
| October 17, 2016 | 0.40% | −0.50 |
| September 18, 2016 | 0.90% | +0.50 |
| November 14, 2012 | 0.40% | −0.10 |
| December 5, 2011 | 0.50% | −0.10 |
| October 17, 2011 | 0.60% | −0.15 |
| December 7, 2010 | 0.75% | −0.25 |
| October 7, 2010 | 1.00% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.