Capital One 360 5 Year CD Rate History (2010–2026)
RateBrain has recorded 66 rate changes for Capital One 360's 5 Year CD since October 7, 2010. Its highest rate was 4.40% (Dec 2022) and its lowest 0.40% (Oct 2020). It pays 3.60% APY today, last changed on December 10, 2025. The rate is unchanged from a year ago.
Current Capital One 360 5 Year CD rate »Capital One 360 rate history »5 Year CD rate history »
Rate history chart
Now 3.60% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.60% | 3.60% | 3.60% | 0 |
| 2025 | 3.75% | 3.50% | 3.60% | 4 |
| 2024 | 4.10% | 3.50% | 3.50% | 5 |
| 2023 | 4.40% | 4.10% | 4.10% | 1 |
| 2022 | 4.40% | 1.00% | 4.40% | 12 |
| 2021 | 1.00% | 0.40% | 1.00% | 2 |
| 2020 | 1.60% | 0.40% | 0.40% | 8 |
| 2019 | 3.10% | 1.60% | 1.60% | 5 |
| 2018 | 3.10% | 2.45% | 3.10% | 6 |
| 2017 | 2.45% | 2.00% | 2.45% | 5 |
| 2016 | 2.20% | 1.25% | 2.00% | 5 |
| 2015 | 2.25% | 0.90% | 2.20% | 6 |
| 2014 | 0.90% | 0.90% | 0.90% | 0 |
| 2013 | 0.90% | 0.90% | 0.90% | 0 |
| 2012 | 1.00% | 0.90% | 0.90% | 1 |
| 2011 | 1.50% | 1.00% | 1.00% | 4 |
| 2010 | 1.50% | 1.25% | 1.25% | 2 |
All 66 rate changes
| Date | APY | Change |
|---|---|---|
| December 10, 2025 | 3.60% | +0.10 |
| October 31, 2025 | 3.50% | −0.10 |
| September 15, 2025 | 3.60% | −0.15 |
| July 23, 2025 | 3.75% | +0.25 |
| September 23, 2024 | 3.50% | −0.10 |
| September 11, 2024 | 3.60% | −0.15 |
| August 7, 2024 | 3.75% | −0.15 |
| April 15, 2024 | 3.90% | −0.10 |
| January 21, 2024 | 4.00% | −0.10 |
| February 9, 2023 | 4.10% | −0.30 |
| December 14, 2022 | 4.40% | +0.15 |
| October 28, 2022 | 4.25% | +0.75 |
| September 29, 2022 | 3.50% | +0.25 |
| August 17, 2022 | 3.25% | +0.05 |
| August 11, 2022 | 3.20% | +0.30 |
| June 28, 2022 | 2.90% | +0.30 |
| June 7, 2022 | 2.60% | +0.10 |
| May 29, 2022 | 2.50% | +0.25 |
| May 5, 2022 | 2.25% | +0.10 |
| April 28, 2022 | 2.15% | +0.15 |
| April 20, 2022 | 2.00% | +0.80 |
| February 26, 2022 | 1.20% | +0.20 |
| November 11, 2021 | 1.00% | +0.20 |
| October 26, 2021 | 0.80% | +0.40 |
| October 8, 2020 | 0.40% | −0.20 |
| September 11, 2020 | 0.60% | −0.40 |
| June 12, 2020 | 1.00% | −0.30 |
| May 25, 2020 | 1.30% | −0.10 |
| April 20, 2020 | 1.40% | −0.10 |
| April 14, 2020 | 1.50% | +0.10 |
| April 2, 2020 | 1.40% | +0.55 |
| March 13, 2020 | 0.85% | −0.75 |
| September 13, 2019 | 1.60% | −0.70 |
| August 29, 2019 | 2.30% | −0.20 |
| June 30, 2019 | 2.50% | −0.40 |
| June 3, 2019 | 2.90% | −0.10 |
| May 15, 2019 | 3.00% | −0.10 |
| November 19, 2018 | 3.10% | +0.10 |
| August 8, 2018 | 3.00% | +0.10 |
| July 10, 2018 | 2.90% | +0.10 |
| May 18, 2018 | 2.80% | +0.05 |
| April 24, 2018 | 2.75% | +0.10 |
| March 5, 2018 | 2.65% | +0.20 |
| December 7, 2017 | 2.45% | +0.15 |
| November 8, 2017 | 2.30% | +0.30 |
| September 14, 2017 | 2.00% | −0.10 |
| May 10, 2017 | 2.10% | −0.20 |
| March 14, 2017 | 2.30% | +0.30 |
| December 9, 2016 | 2.00% | +0.75 |
| July 2, 2016 | 1.25% | −0.25 |
| June 26, 2016 | 1.50% | −0.20 |
| February 17, 2016 | 1.70% | −0.30 |
| February 8, 2016 | 2.00% | −0.20 |
| December 13, 2015 | 2.20% | +0.10 |
| October 5, 2015 | 2.10% | −0.15 |
| September 9, 2015 | 2.25% | +0.23 |
| September 4, 2015 | 2.02% | −0.23 |
| June 13, 2015 | 2.25% | +0.05 |
| May 13, 2015 | 2.20% | +1.30 |
| December 10, 2012 | 0.90% | −0.10 |
| December 26, 2011 | 1.00% | −0.10 |
| October 17, 2011 | 1.10% | −0.15 |
| August 1, 2011 | 1.25% | −0.25 |
| June 9, 2011 | 1.50% | +0.25 |
| December 9, 2010 | 1.25% | −0.25 |
| October 7, 2010 | 1.50% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.