Capital One 360 1 Year CD Rate History (2009–2026)
RateBrain has recorded 67 rate changes for Capital One 360's 1 Year CD since September 25, 2009. Its highest rate was 5.25% (Dec 2023) and its lowest 0.20% (Oct 2020). It pays 4.00% APY today, last changed on November 26, 2024. The rate is unchanged from a year ago.
Current Capital One 360 1 Year CD rate »Capital One 360 rate history »1 Year CD rate history »
Rate history chart
Now 4.00% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.00% | 4.00% | 4.00% | 0 |
| 2025 | 4.00% | 4.00% | 4.00% | 0 |
| 2024 | 5.25% | 4.00% | 4.00% | 9 |
| 2023 | 5.25% | 4.15% | 5.25% | 4 |
| 2022 | 4.15% | 0.20% | 4.15% | 2 |
| 2021 | 0.20% | 0.20% | 0.20% | 0 |
| 2020 | 2.00% | 0.20% | 0.20% | 8 |
| 2019 | 2.70% | 2.00% | 2.00% | 7 |
| 2018 | 2.70% | 1.65% | 2.70% | 9 |
| 2017 | 1.65% | 0.90% | 1.65% | 4 |
| 2016 | 1.30% | 0.40% | 1.25% | 6 |
| 2015 | 0.40% | 0.40% | 0.40% | 0 |
| 2014 | 0.40% | 0.40% | 0.40% | 0 |
| 2013 | 0.40% | 0.40% | 0.40% | 0 |
| 2012 | 0.50% | 0.40% | 0.40% | 1 |
| 2011 | 1.00% | 0.50% | 0.50% | 3 |
| 2010 | 1.75% | 1.00% | 1.00% | 9 |
| 2009 | 2.10% | 1.75% | 1.75% | 5 |
All 67 rate changes
| Date | APY | Change |
|---|---|---|
| November 26, 2024 | 4.00% | −0.10 |
| November 14, 2024 | 4.10% | −0.10 |
| September 20, 2024 | 4.20% | −0.05 |
| September 10, 2024 | 4.25% | −0.25 |
| August 9, 2024 | 4.50% | −0.50 |
| May 12, 2024 | 5.00% | +0.20 |
| April 15, 2024 | 4.80% | −0.10 |
| March 14, 2024 | 4.90% | −0.10 |
| January 21, 2024 | 5.00% | −0.25 |
| December 11, 2023 | 5.25% | +0.25 |
| September 20, 2023 | 5.00% | +0.15 |
| August 1, 2023 | 4.85% | +0.10 |
| June 14, 2023 | 4.75% | +0.60 |
| December 14, 2022 | 4.15% | +0.15 |
| October 28, 2022 | 4.00% | +3.80 |
| October 12, 2020 | 0.20% | −0.10 |
| September 14, 2020 | 0.30% | −0.20 |
| June 23, 2020 | 0.50% | −0.50 |
| May 24, 2020 | 1.00% | −0.30 |
| May 12, 2020 | 1.30% | −0.20 |
| March 31, 2020 | 1.50% | +0.50 |
| March 17, 2020 | 1.00% | −0.90 |
| February 10, 2020 | 1.90% | −0.10 |
| December 16, 2019 | 2.00% | −0.10 |
| November 18, 2019 | 2.10% | −0.10 |
| October 16, 2019 | 2.20% | −0.10 |
| September 18, 2019 | 2.30% | −0.10 |
| August 13, 2019 | 2.40% | +0.10 |
| June 27, 2019 | 2.30% | −0.20 |
| June 3, 2019 | 2.50% | −0.20 |
| December 14, 2018 | 2.70% | +0.10 |
| November 25, 2018 | 2.60% | +0.10 |
| September 25, 2018 | 2.50% | +0.10 |
| August 8, 2018 | 2.40% | +0.10 |
| June 27, 2018 | 2.30% | +0.05 |
| May 18, 2018 | 2.25% | +0.15 |
| April 18, 2018 | 2.10% | +0.05 |
| March 27, 2018 | 2.05% | +0.05 |
| March 5, 2018 | 2.00% | +0.35 |
| December 7, 2017 | 1.65% | +0.75 |
| May 8, 2017 | 0.90% | −0.40 |
| March 13, 2017 | 1.30% | +0.40 |
| January 8, 2017 | 0.90% | −0.35 |
| December 9, 2016 | 1.25% | +0.50 |
| October 4, 2016 | 0.75% | −0.15 |
| September 10, 2016 | 0.90% | +0.15 |
| February 20, 2016 | 0.75% | −0.25 |
| February 8, 2016 | 1.00% | −0.30 |
| January 23, 2016 | 1.30% | +0.90 |
| December 7, 2012 | 0.40% | −0.10 |
| December 9, 2011 | 0.50% | −0.10 |
| October 17, 2011 | 0.60% | −0.15 |
| February 23, 2011 | 0.75% | −0.25 |
| December 7, 2010 | 1.00% | −0.25 |
| September 21, 2010 | 1.25% | +0.25 |
| July 19, 2010 | 1.00% | −0.25 |
| July 1, 2010 | 1.25% | +0.25 |
| March 19, 2010 | 1.00% | −0.10 |
| March 4, 2010 | 1.10% | −0.15 |
| February 17, 2010 | 1.25% | −0.25 |
| February 5, 2010 | 1.50% | −0.10 |
| January 15, 2010 | 1.60% | −0.15 |
| December 31, 2009 | 1.75% | −0.25 |
| December 12, 2009 | 2.00% | +0.25 |
| October 24, 2009 | 1.75% | −0.35 |
| October 3, 2009 | 2.10% | +0.25 |
| September 25, 2009 | 1.85% | first tracked |
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