Capital One 360 CD Rate - 3 Year

Capital One 360's 3 Year CD pays 3.50% APY as of October 28, 2026, checked 5 days ago. Since RateBrain began tracking it in 2010, this 3 Year CD has paid as much as 4.35% (Dec 2022) and as little as 0.70% (Nov 2012). It is currently above the median 3 Year CD rate we track (3.41% across 121 banks).

3.50% APY

down from 4.00% on Sep 20

Last checked: Oct 28 · 5 days ago
Minimum deposit: None

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See the full Capital One 360 3 Year CD rate history »

Capital One 360 CD Rate - 3 Year CD - Rate History

Now 3.50% APY

All-time high 4.35% (Dec 2022)
Low 0.70% (Nov 2012)
1-year change −0.50
37 changes
Tracked since Oct 2010
Full rate history »

The gray line is the median 3 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 20, 2026	3.50%	−0.50
July 19, 2024	4.00%	−0.10
April 5, 2024	4.10%	−0.20
February 14, 2023	4.30%	−0.05
December 14, 2022	4.35%	+0.20
October 28, 2022	4.15%	+2.50
September 16, 2019	1.65%	−0.60
September 6, 2019	2.25%	−0.05
August 30, 2019	2.30%	−0.10
June 27, 2019	2.40%	−0.30
June 3, 2019	2.70%	−0.10
May 13, 2019	2.80%	−0.05
December 14, 2018	2.85%	+0.05
November 13, 2018	2.80%	+0.10
September 25, 2018	2.70%	+0.15
July 9, 2018	2.55%	+0.15
May 31, 2018	2.40%	+0.05
April 24, 2018	2.35%	+0.05
March 5, 2018	2.30%	+0.30
December 10, 2017	2.00%	+0.25

Show all 37 changes

Date	APY	Change
November 8, 2017	1.75%	+0.45
September 21, 2017	1.30%	−0.30
November 12, 2016	1.60%	+0.50
June 30, 2016	1.10%	−0.40
June 21, 2016	1.50%	+0.20
March 12, 2016	1.30%	−0.30
September 12, 2015	1.60%	+0.10
September 4, 2015	1.50%	−0.10
August 24, 2015	1.60%	+0.20
June 13, 2015	1.40%	−0.10
May 15, 2015	1.50%	+0.80
November 12, 2012	0.70%	−0.10
December 16, 2011	0.80%	−0.10
October 19, 2011	0.90%	−0.10
August 1, 2011	1.00%	−0.25
December 7, 2010	1.25%	−0.25
October 7, 2010	1.50%	first tracked

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Other 3 Year CD rates

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Common questions

What is the Capital One 360 3 Year CD rate today?

The Capital One 360 3 Year CD pays 3.50% APY as of October 28, 2026, checked 5 days ago.

How does the Capital One 360 3 Year CD compare with other 3 Year CDs?

It pays 3.50% APY. The median across the 121 3 Year CD rates RateBrain tracks is 3.41%, so it is 0.09 percentage points above the median.

What has the Capital One 360 3 Year CD paid over time?

Since RateBrain began tracking it in 2010, it has paid as much as 4.35% (Dec 2022) and as little as 0.70% (Nov 2012).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.