Popular Direct 5 Year CD Rate History (2009–2026)
RateBrain has recorded 118 rate changes for Popular Direct's 5 Year CD since July 19, 2009. Its highest rate was 4.70% (Nov 2023) and its lowest 0.80% (Aug 2020). It pays 4.50% APY today, last changed on August 25, 2026. That is up 0.70 percentage points from a year ago.
Current Popular Direct 5 Year CD rate »Popular Direct rate history »5 Year CD rate history »
Rate history chart
Now 4.50% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.50% | 3.30% | 4.50% | 1 |
| 2025 | 4.25% | 3.30% | 3.30% | 12 |
| 2024 | 4.60% | 3.35% | 4.25% | 13 |
| 2023 | 4.70% | 4.45% | 4.60% | 8 |
| 2022 | 4.50% | 1.00% | 4.50% | 16 |
| 2021 | 1.00% | 0.80% | 1.00% | 1 |
| 2020 | 2.26% | 0.80% | 0.80% | 12 |
| 2019 | 3.60% | 2.15% | 2.15% | 16 |
| 2018 | 3.60% | 2.40% | 3.60% | 7 |
| 2017 | 2.45% | 1.80% | 2.40% | 3 |
| 2016 | 2.45% | 1.80% | 1.80% | 6 |
| 2015 | 2.45% | 1.51% | 2.45% | 1 |
| 2014 | 1.51% | 1.40% | 1.51% | 1 |
| 2013 | 1.70% | 1.40% | 1.40% | 4 |
| 2012 | 1.70% | 1.60% | 1.70% | 3 |
| 2011 | 2.00% | 1.60% | 1.60% | 2 |
| 2010 | 3.00% | 2.00% | 2.00% | 7 |
| 2009 | 3.50% | 3.00% | 3.00% | 5 |
All 118 rate changes
| Date | APY | Change |
|---|---|---|
| August 25, 2026 | 4.50% | +1.20 |
| December 22, 2025 | 3.30% | −0.15 |
| November 4, 2025 | 3.45% | −0.25 |
| September 23, 2025 | 3.70% | −0.10 |
| September 16, 2025 | 3.80% | −0.10 |
| September 2, 2025 | 3.90% | −0.15 |
| August 19, 2025 | 4.05% | −0.10 |
| August 5, 2025 | 4.15% | −0.05 |
| May 20, 2025 | 4.20% | +0.15 |
| April 15, 2025 | 4.05% | −0.10 |
| February 19, 2025 | 4.15% | −0.05 |
| February 5, 2025 | 4.20% | +0.10 |
| January 8, 2025 | 4.10% | −0.15 |
| December 4, 2024 | 4.25% | +0.90 |
| November 12, 2024 | 3.35% | −0.10 |
| October 21, 2024 | 3.45% | −0.10 |
| October 2, 2024 | 3.55% | −0.10 |
| September 24, 2024 | 3.65% | −0.20 |
| September 18, 2024 | 3.85% | −0.10 |
| August 23, 2024 | 3.95% | −0.05 |
| August 14, 2024 | 4.00% | −0.30 |
| April 5, 2024 | 4.30% | −0.05 |
| March 14, 2024 | 4.35% | −0.10 |
| February 3, 2024 | 4.45% | +0.10 |
| January 22, 2024 | 4.35% | −0.05 |
| January 10, 2024 | 4.40% | −0.20 |
| December 19, 2023 | 4.60% | −0.10 |
| November 15, 2023 | 4.70% | +0.05 |
| September 13, 2023 | 4.65% | +0.05 |
| July 25, 2023 | 4.60% | +0.07 |
| July 7, 2023 | 4.53% | +0.03 |
| May 8, 2023 | 4.50% | +0.05 |
| March 25, 2023 | 4.45% | −0.10 |
| January 27, 2023 | 4.55% | +0.05 |
| December 6, 2022 | 4.50% | +0.15 |
| November 17, 2022 | 4.35% | +0.03 |
| November 11, 2022 | 4.32% | +0.27 |
| November 2, 2022 | 4.05% | +0.15 |
| October 26, 2022 | 3.90% | +0.10 |
| October 5, 2022 | 3.80% | +0.25 |
| September 29, 2022 | 3.55% | +0.15 |
| August 19, 2022 | 3.40% | +0.15 |
| June 27, 2022 | 3.25% | +0.25 |
| June 16, 2022 | 3.00% | +0.15 |
| May 30, 2022 | 2.85% | +0.84 |
| April 21, 2022 | 2.01% | +0.26 |
| April 5, 2022 | 1.75% | +0.05 |
| March 29, 2022 | 1.70% | +0.19 |
| March 3, 2022 | 1.51% | +0.16 |
| February 7, 2022 | 1.35% | +0.35 |
| October 28, 2021 | 1.00% | +0.20 |
| August 11, 2020 | 0.80% | −0.20 |
| July 27, 2020 | 1.00% | −0.05 |
| July 7, 2020 | 1.05% | −0.10 |
| June 10, 2020 | 1.15% | −0.05 |
| May 26, 2020 | 1.20% | −0.10 |
| May 13, 2020 | 1.30% | −0.35 |
| April 18, 2020 | 1.65% | +0.50 |
| March 17, 2020 | 1.15% | −0.55 |
| March 9, 2020 | 1.70% | −0.30 |
| March 3, 2020 | 2.00% | −0.10 |
| February 11, 2020 | 2.10% | −0.16 |
| January 13, 2020 | 2.26% | +0.11 |
| November 7, 2019 | 2.15% | −0.10 |
| October 21, 2019 | 2.25% | −0.05 |
| September 25, 2019 | 2.30% | −0.10 |
| September 4, 2019 | 2.40% | −0.05 |
| August 27, 2019 | 2.45% | −0.10 |
| August 20, 2019 | 2.55% | −0.15 |
| August 6, 2019 | 2.70% | −0.10 |
| July 1, 2019 | 2.80% | −0.20 |
| April 17, 2019 | 3.00% | −0.10 |
| April 2, 2019 | 3.10% | −0.05 |
| March 26, 2019 | 3.15% | −0.05 |
| March 6, 2019 | 3.20% | −0.05 |
| February 27, 2019 | 3.25% | −0.05 |
| February 18, 2019 | 3.30% | −0.05 |
| February 13, 2019 | 3.35% | −0.15 |
| January 30, 2019 | 3.50% | −0.10 |
| December 18, 2018 | 3.60% | +0.10 |
| October 30, 2018 | 3.50% | +0.25 |
| July 31, 2018 | 3.25% | +0.20 |
| May 31, 2018 | 3.05% | +0.15 |
| April 24, 2018 | 2.90% | +0.15 |
| March 23, 2018 | 2.75% | +0.10 |
| January 22, 2018 | 2.65% | +0.25 |
| September 22, 2017 | 2.40% | −0.05 |
| September 11, 2017 | 2.45% | +0.10 |
| June 4, 2017 | 2.35% | +0.55 |
| December 30, 2016 | 1.80% | −0.20 |
| July 6, 2016 | 2.00% | −0.10 |
| April 27, 2016 | 2.10% | +0.10 |
| March 27, 2016 | 2.00% | −0.15 |
| February 29, 2016 | 2.15% | −0.15 |
| January 31, 2016 | 2.30% | −0.15 |
| August 5, 2015 | 2.45% | +0.94 |
| January 29, 2014 | 1.51% | +0.11 |
| May 8, 2013 | 1.40% | −0.05 |
| April 29, 2013 | 1.45% | −0.07 |
| April 5, 2013 | 1.52% | −0.09 |
| February 11, 2013 | 1.61% | −0.09 |
| November 14, 2012 | 1.70% | +0.10 |
| August 29, 2012 | 1.60% | −0.10 |
| August 10, 2012 | 1.70% | +0.10 |
| August 15, 2011 | 1.60% | −0.30 |
| March 22, 2011 | 1.90% | −0.10 |
| November 22, 2010 | 2.00% | −0.15 |
| November 12, 2010 | 2.15% | −0.05 |
| November 5, 2010 | 2.20% | −0.05 |
| October 19, 2010 | 2.25% | −0.25 |
| September 6, 2010 | 2.50% | −0.10 |
| September 1, 2010 | 2.60% | +0.10 |
| January 30, 2010 | 2.50% | −0.50 |
| December 18, 2009 | 3.00% | −0.20 |
| November 7, 2009 | 3.20% | −0.11 |
| October 21, 2009 | 3.31% | −0.09 |
| August 28, 2009 | 3.40% | −0.10 |
| July 19, 2009 | 3.50% | first tracked |
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