Total Bank CD Rate - 1 Year
Total Bank's 1 Year CD pays 4.45% APY as of November 3, 2026, checked 2 days ago. Since RateBrain began tracking it in 2023, this 1 Year CD has paid as much as 5.65% (Aug 2023) and as little as 4.00% (Sep 2026). It is currently above the median 1 Year CD rate we track (4.00% across 145 banks).
4.45% APY
up from 4.00% on Sep 30
- Last checked
- Nov 3 · 2 days ago
- Minimum deposit
- None
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See the full Total Bank 1 Year CD rate history »
Total Bank CD Rate - 1 Year CD - Rate History
Now 4.45% APY
- All-time high 5.65% (Aug 2023)
- Low 4.00% (Sep 2026)
- 1-year change −0.05
- 9 changes
- Tracked since May 2023
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 30, 2026 | 4.45% | +0.45 |
| September 20, 2026 | 4.00% | −0.50 |
| August 11, 2024 | 4.50% | −0.85 |
| May 10, 2024 | 5.35% | −0.15 |
| December 19, 2023 | 5.50% | −0.15 |
| August 21, 2023 | 5.65% | +0.19 |
| July 21, 2023 | 5.46% | +0.13 |
| July 10, 2023 | 5.33% | +0.17 |
| May 10, 2023 | 5.16% | first tracked |
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ShareOther Total Bank rates
- 3 Month CD4.00%
- 6 Month CD4.25%
- 2 Year CD4.50%
- 3 Year CD4.50%
- 5 Year CD4.50%
- Savings4.01%
- Money Market Account4.17%
Other 1 Year CD rates
- USALLIANCE Financial5.00%
- State Bank of India4.89%
- EagleBank4.80%
- BTG Pactual US4.65%
- CFG Bank4.65%
- Merrick Bank4.65%
Common questions
What is the Total Bank 1 Year CD rate today?
The Total Bank 1 Year CD pays 4.45% APY as of November 3, 2026, checked 2 days ago.
How does the Total Bank 1 Year CD compare with other 1 Year CDs?
It pays 4.45% APY. The median across the 145 1 Year CD rates RateBrain tracks is 4.00%, so it is 0.45 percentage points above the median.
What has the Total Bank 1 Year CD paid over time?
Since RateBrain began tracking it in 2023, it has paid as much as 5.65% (Aug 2023) and as little as 4.00% (Sep 2026).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.