Total Direct Bank 1 Year CD Rate History (2023–2026)
RateBrain has recorded 8 rate changes for Total Direct Bank's 1 Year CD since May 10, 2023. Its highest rate was 5.65% (Aug 2023) and its lowest 4.00% (Sep 2026). It pays 4.00% APY today, last changed on September 20, 2026. That is down 0.50 percentage points from a year ago.
Current Total Direct Bank 1 Year CD rate »Total Direct Bank rate history »1 Year CD rate history »
Rate history chart
Now 4.00% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.50% | 4.00% | 4.00% | 1 |
| 2025 | 4.50% | 4.50% | 4.50% | 0 |
| 2024 | 5.50% | 4.50% | 4.50% | 2 |
| 2023 | 5.65% | 5.16% | 5.50% | 5 |
All 8 rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 4.00% | −0.50 |
| August 11, 2024 | 4.50% | −0.85 |
| May 10, 2024 | 5.35% | −0.15 |
| December 19, 2023 | 5.50% | −0.15 |
| August 21, 2023 | 5.65% | +0.19 |
| July 21, 2023 | 5.46% | +0.13 |
| July 10, 2023 | 5.33% | +0.17 |
| May 10, 2023 | 5.16% | first tracked |
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