Synchrony Bank CD Rate - 6 Month
Synchrony Bank's 6 Month CD pays 4.20% APY as of November 13, 2026, checked 1 hour ago. Since RateBrain began tracking it in 2013, this 6 Month CD has paid as much as 5.25% (Nov 2023) and as little as 0.35% (Feb 2013). It is currently above the median 6 Month CD rate we track (3.75% across 131 banks).
4.20% APY
up from 4.10% on Oct 27
- Last checked
- Nov 13 · 1 hour ago
- Minimum deposit
- $2,000
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See the full Synchrony Bank 6 Month CD rate history »
Synchrony Bank CD Rate - 6 Month CD - Rate History
Now 4.20% APY
- All-time high 5.25% (Nov 2023)
- Low 0.35% (Feb 2013)
- 1-year change −0.60
- 15 changes
- Tracked since Feb 2013
- Full rate history »
The gray line is the median 6 Month CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 27, 2026 | 4.20% | +0.10 |
| September 16, 2026 | 4.10% | −0.70 |
| February 16, 2024 | 4.80% | −0.45 |
| November 15, 2023 | 5.25% | +0.35 |
| August 12, 2023 | 4.90% | +0.15 |
| July 7, 2023 | 4.75% | −0.25 |
| May 6, 2023 | 5.00% | +0.75 |
| March 9, 2023 | 4.25% | +0.35 |
| December 25, 2022 | 3.90% | +3.40 |
| March 18, 2020 | 0.50% | −0.75 |
| March 13, 2020 | 1.25% | +0.25 |
| March 5, 2018 | 1.00% | +0.59 |
| May 5, 2015 | 0.41% | −0.04 |
| February 3, 2014 | 0.45% | +0.10 |
| February 28, 2013 | 0.35% | first tracked |
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ShareOther Synchrony Bank rates
- 3 Month CD0.25%
- 9 Month CD4.30%
- 1 Year CD4.40%
- 14 Month CD4.40%
- 15 Month CD4.60%
- 18 Month CD4.50%
- 2 Year CD4.70%
- 3 Year CD4.75%
- 4 Year CD4.75%
- 5 Year CD4.80%
- Savings3.75%
- Money Market Account2.00%
Other 6 Month CD rates
- State Bank of India4.58%
- NASA Federal Credit Union4.55%
- Happen Bank4.50%
- Accordia Bank4.40%
- BTG Pactual US4.40%
- Merrick Bank4.40%
Common questions
What is the Synchrony Bank 6 Month CD rate today?
The Synchrony Bank 6 Month CD pays 4.20% APY as of November 13, 2026, checked 1 hour ago.
How does the Synchrony Bank 6 Month CD compare with other 6 Month CDs?
It pays 4.20% APY. The median across the 131 6 Month CD rates RateBrain tracks is 3.75%, so it is 0.45 percentage points above the median.
What has the Synchrony Bank 6 Month CD paid over time?
Since RateBrain began tracking it in 2013, it has paid as much as 5.25% (Nov 2023) and as little as 0.35% (Feb 2013).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.