Synchrony Bank CD Rate - 2 Year

Synchrony Bank's 2 Year CD pays 4.10% APY as of September 16, 2026, checked 6 days ago. The rate was lowered from 4.25% on September 16, 2026. Since RateBrain began tracking it in 2013, this 2 Year CD has paid as much as 4.40% (Aug 2023) and as little as 0.60% (Nov 2020). It is currently above the median 2 Year CD rate we track (3.50% across 59 banks).

4.10% APY

down from 4.25% on Sep 16

Last checked: Sep 16 · 6 days ago
Minimum deposit: $2,000

View on Synchrony Bank’s website »See all Synchrony Bank rates »

Rate history

Now 4.10% APY

All-time high 4.40% (Aug 2023)
Low 0.60% (Nov 2020)
1-year change +0.60
77 changes
Tracked since Feb 2013
Full rate history »

The gray line is the median 2 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 16, 2026	4.10%	−0.15
August 26, 2026	4.25%	+0.75
November 26, 2024	3.50%	−0.25
November 21, 2024	3.75%	−0.15
October 2, 2024	3.90%	−0.10
August 30, 2024	4.00%	−0.20
April 15, 2024	4.20%	+0.60
March 18, 2024	3.60%	−0.60
March 5, 2024	4.20%	+0.30
February 1, 2024	3.90%	−0.50
August 24, 2023	4.40%	+0.05
August 1, 2023	4.35%	+0.05
November 17, 2022	4.30%	+0.04
November 11, 2022	4.26%	+0.30
October 26, 2022	3.96%	+0.25
October 11, 2022	3.71%	+0.31
September 28, 2022	3.40%	+0.40
September 4, 2022	3.00%	+0.50
August 17, 2022	2.50%	−0.10
July 28, 2022	2.60%	+0.20

Show all 77 changes

Date	APY	Change
July 11, 2022	2.40%	+0.15
June 27, 2022	2.25%	+0.35
June 1, 2022	1.90%	+0.50
May 29, 2022	1.40%	−0.50
May 26, 2022	1.90%	+0.10
May 16, 2022	1.80%	+0.15
May 9, 2022	1.65%	+0.05
April 21, 2022	1.60%	+0.50
April 5, 2022	1.10%	+0.40
February 9, 2022	0.70%	+0.05
October 13, 2021	0.65%	+0.05
February 11, 2021	0.60%	−0.05
January 12, 2021	0.65%	+0.05
January 2, 2021	0.60%	−0.05
December 21, 2020	0.65%	+0.05
November 30, 2020	0.60%	−0.05
October 28, 2020	0.65%	−0.05
September 15, 2020	0.70%	−0.10
September 11, 2020	0.80%	+0.05
September 4, 2020	0.75%	−0.05
July 21, 2020	0.80%	−0.20
June 19, 2020	1.00%	−0.10
May 22, 2020	1.10%	−0.30
May 6, 2020	1.40%	−0.10
March 20, 2020	1.50%	−0.30
March 17, 2020	1.80%	−0.30
January 14, 2020	2.10%	+0.01
January 7, 2020	2.09%	−0.01
November 18, 2019	2.10%	+0.10
November 13, 2019	2.00%	−0.20
October 31, 2019	2.20%	−0.10
September 26, 2019	2.30%	−0.15
September 19, 2019	2.45%	−0.05
July 12, 2019	2.50%	−0.05
July 7, 2019	2.55%	−0.10
June 17, 2019	2.65%	−0.10
May 30, 2019	2.75%	−0.05
May 7, 2019	2.80%	−0.10
January 21, 2019	2.90%	+0.10
December 5, 2018	2.80%	+0.05
October 9, 2018	2.75%	+0.10
August 21, 2018	2.65%	+0.15
June 27, 2018	2.50%	+0.05
June 1, 2018	2.45%	+0.20
April 18, 2018	2.25%	+0.05
March 27, 2018	2.20%	+0.10
March 5, 2018	2.10%	+0.25
January 8, 2018	1.85%	+0.10
October 4, 2017	1.75%	+0.10
July 6, 2017	1.65%	+0.05
April 11, 2017	1.60%	+0.15
June 18, 2015	1.45%	+0.10
March 9, 2015	1.35%	+0.15
November 5, 2014	1.20%	+0.10
May 21, 2014	1.10%	+0.05
August 11, 2013	1.05%	−0.05
February 28, 2013	1.10%	first tracked

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.