Synchrony Bank 2 Year CD Rate History (2013–2026)
RateBrain has recorded 77 rate changes for Synchrony Bank's 2 Year CD since February 28, 2013. Its highest rate was 4.40% (Aug 2023) and its lowest 0.60% (Nov 2020). It pays 4.10% APY today, last changed on September 16, 2026. That is up 0.60 percentage points from a year ago.
Current Synchrony Bank 2 Year CD rate »Synchrony Bank rate history »2 Year CD rate history »
Rate history chart
Now 4.10% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.25% | 3.50% | 4.10% | 2 |
| 2025 | 3.50% | 3.50% | 3.50% | 0 |
| 2024 | 4.40% | 3.50% | 3.50% | 8 |
| 2023 | 4.40% | 4.30% | 4.40% | 2 |
| 2022 | 4.30% | 0.65% | 4.30% | 18 |
| 2021 | 0.65% | 0.60% | 0.65% | 4 |
| 2020 | 2.10% | 0.60% | 0.65% | 14 |
| 2019 | 2.90% | 2.00% | 2.10% | 11 |
| 2018 | 2.80% | 1.75% | 2.80% | 9 |
| 2017 | 1.75% | 1.45% | 1.75% | 3 |
| 2016 | 1.45% | 1.45% | 1.45% | 0 |
| 2015 | 1.45% | 1.20% | 1.45% | 2 |
| 2014 | 1.20% | 1.05% | 1.20% | 2 |
| 2013 | 1.10% | 1.05% | 1.05% | 2 |
All 77 rate changes
| Date | APY | Change |
|---|---|---|
| September 16, 2026 | 4.10% | −0.15 |
| August 26, 2026 | 4.25% | +0.75 |
| November 26, 2024 | 3.50% | −0.25 |
| November 21, 2024 | 3.75% | −0.15 |
| October 2, 2024 | 3.90% | −0.10 |
| August 30, 2024 | 4.00% | −0.20 |
| April 15, 2024 | 4.20% | +0.60 |
| March 18, 2024 | 3.60% | −0.60 |
| March 5, 2024 | 4.20% | +0.30 |
| February 1, 2024 | 3.90% | −0.50 |
| August 24, 2023 | 4.40% | +0.05 |
| August 1, 2023 | 4.35% | +0.05 |
| November 17, 2022 | 4.30% | +0.04 |
| November 11, 2022 | 4.26% | +0.30 |
| October 26, 2022 | 3.96% | +0.25 |
| October 11, 2022 | 3.71% | +0.31 |
| September 28, 2022 | 3.40% | +0.40 |
| September 4, 2022 | 3.00% | +0.50 |
| August 17, 2022 | 2.50% | −0.10 |
| July 28, 2022 | 2.60% | +0.20 |
| July 11, 2022 | 2.40% | +0.15 |
| June 27, 2022 | 2.25% | +0.35 |
| June 1, 2022 | 1.90% | +0.50 |
| May 29, 2022 | 1.40% | −0.50 |
| May 26, 2022 | 1.90% | +0.10 |
| May 16, 2022 | 1.80% | +0.15 |
| May 9, 2022 | 1.65% | +0.05 |
| April 21, 2022 | 1.60% | +0.50 |
| April 5, 2022 | 1.10% | +0.40 |
| February 9, 2022 | 0.70% | +0.05 |
| October 13, 2021 | 0.65% | +0.05 |
| February 11, 2021 | 0.60% | −0.05 |
| January 12, 2021 | 0.65% | +0.05 |
| January 2, 2021 | 0.60% | −0.05 |
| December 21, 2020 | 0.65% | +0.05 |
| November 30, 2020 | 0.60% | −0.05 |
| October 28, 2020 | 0.65% | −0.05 |
| September 15, 2020 | 0.70% | −0.10 |
| September 11, 2020 | 0.80% | +0.05 |
| September 4, 2020 | 0.75% | −0.05 |
| July 21, 2020 | 0.80% | −0.20 |
| June 19, 2020 | 1.00% | −0.10 |
| May 22, 2020 | 1.10% | −0.30 |
| May 6, 2020 | 1.40% | −0.10 |
| March 20, 2020 | 1.50% | −0.30 |
| March 17, 2020 | 1.80% | −0.30 |
| January 14, 2020 | 2.10% | +0.01 |
| January 7, 2020 | 2.09% | −0.01 |
| November 18, 2019 | 2.10% | +0.10 |
| November 13, 2019 | 2.00% | −0.20 |
| October 31, 2019 | 2.20% | −0.10 |
| September 26, 2019 | 2.30% | −0.15 |
| September 19, 2019 | 2.45% | −0.05 |
| July 12, 2019 | 2.50% | −0.05 |
| July 7, 2019 | 2.55% | −0.10 |
| June 17, 2019 | 2.65% | −0.10 |
| May 30, 2019 | 2.75% | −0.05 |
| May 7, 2019 | 2.80% | −0.10 |
| January 21, 2019 | 2.90% | +0.10 |
| December 5, 2018 | 2.80% | +0.05 |
| October 9, 2018 | 2.75% | +0.10 |
| August 21, 2018 | 2.65% | +0.15 |
| June 27, 2018 | 2.50% | +0.05 |
| June 1, 2018 | 2.45% | +0.20 |
| April 18, 2018 | 2.25% | +0.05 |
| March 27, 2018 | 2.20% | +0.10 |
| March 5, 2018 | 2.10% | +0.25 |
| January 8, 2018 | 1.85% | +0.10 |
| October 4, 2017 | 1.75% | +0.10 |
| July 6, 2017 | 1.65% | +0.05 |
| April 11, 2017 | 1.60% | +0.15 |
| June 18, 2015 | 1.45% | +0.10 |
| March 9, 2015 | 1.35% | +0.15 |
| November 5, 2014 | 1.20% | +0.10 |
| May 21, 2014 | 1.10% | +0.05 |
| August 11, 2013 | 1.05% | −0.05 |
| February 28, 2013 | 1.10% | first tracked |
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