Synchrony Bank 6 Month CD Rate History (2013–2026)
RateBrain has recorded 15 rate changes for Synchrony Bank's 6 Month CD since February 28, 2013. Its highest rate was 5.25% (Nov 2023) and its lowest 0.35% (Feb 2013). It pays 4.20% APY today, last changed on October 27, 2026. That is down 0.60 percentage points from a year ago.
Current Synchrony Bank 6 Month CD rate »Synchrony Bank rate history »6 Month CD rate history »
Rate history chart
Now 4.20% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.80% | 4.10% | 4.20% | 2 |
| 2025 | 4.80% | 4.80% | 4.80% | 0 |
| 2024 | 5.25% | 4.80% | 4.80% | 1 |
| 2023 | 5.25% | 3.90% | 5.25% | 5 |
| 2022 | 3.90% | 0.50% | 3.90% | 1 |
| 2021 | 0.50% | 0.50% | 0.50% | 0 |
| 2020 | 1.25% | 0.50% | 0.50% | 2 |
| 2019 | 1.00% | 1.00% | 1.00% | 0 |
| 2018 | 1.00% | 0.41% | 1.00% | 1 |
| 2017 | 0.41% | 0.41% | 0.41% | 0 |
| 2016 | 0.41% | 0.41% | 0.41% | 0 |
| 2015 | 0.45% | 0.41% | 0.41% | 1 |
| 2014 | 0.45% | 0.35% | 0.45% | 1 |
| 2013 | 0.35% | 0.35% | 0.35% | 1 |
All 15 rate changes
| Date | APY | Change |
|---|---|---|
| October 27, 2026 | 4.20% | +0.10 |
| September 16, 2026 | 4.10% | −0.70 |
| February 16, 2024 | 4.80% | −0.45 |
| November 15, 2023 | 5.25% | +0.35 |
| August 12, 2023 | 4.90% | +0.15 |
| July 7, 2023 | 4.75% | −0.25 |
| May 6, 2023 | 5.00% | +0.75 |
| March 9, 2023 | 4.25% | +0.35 |
| December 25, 2022 | 3.90% | +3.40 |
| March 18, 2020 | 0.50% | −0.75 |
| March 13, 2020 | 1.25% | +0.25 |
| March 5, 2018 | 1.00% | +0.59 |
| May 5, 2015 | 0.41% | −0.04 |
| February 3, 2014 | 0.45% | +0.10 |
| February 28, 2013 | 0.35% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.