PenFed Credit Union CD Rate - 6 Month Credit union

PenFed Credit Union's 6 Month CD pays 2.70% APY as of November 9, 2026, checked 18 hours ago. Since RateBrain began tracking it in 2018, this 6 Month CD has paid as much as 3.00% (Jun 2023) and as little as 0.25% (Feb 2021). It is currently below the median 6 Month CD rate we track (3.75% across 131 banks).

2.70% APY

down from 3.00% on Sep 25

Last checked: Nov 9 · 18 hours ago
Minimum deposit: $1,000

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See the full PenFed Credit Union 6 Month CD rate history »

PenFed Credit Union CD Rate - 6 Month CD - Rate History

Now 2.70% APY

All-time high 3.00% (Jun 2023)
Low 0.25% (Feb 2021)
1-year change −0.30
30 changes
Tracked since Dec 2018
Full rate history »

The gray line is the median 6 Month CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 25, 2026	2.70%	−0.30
June 30, 2023	3.00%	+0.30
January 24, 2023	2.70%	+0.70
October 26, 2022	2.00%	+0.30
October 3, 2022	1.70%	+0.20
September 15, 2022	1.50%	+0.30
August 16, 2022	1.20%	+0.25
July 11, 2022	0.95%	+0.20
June 1, 2022	0.75%	+0.15
April 28, 2022	0.60%	+0.05
April 21, 2022	0.55%	+0.05
March 29, 2022	0.50%	+0.05
December 27, 2021	0.45%	+0.05
October 13, 2021	0.40%	+0.15
February 11, 2021	0.25%	−0.05
August 3, 2020	0.30%	−0.10
July 8, 2020	0.40%	−0.15
June 10, 2020	0.55%	−0.10
May 22, 2020	0.65%	−0.20
March 26, 2020	0.85%	−0.30

Show all 30 changes

Date	APY	Change
March 17, 2020	1.15%	−0.35
January 10, 2020	1.50%	−0.10
October 9, 2019	1.60%	−0.10
August 27, 2019	1.70%	−0.20
August 2, 2019	1.90%	−0.15
June 5, 2019	2.05%	−0.15
May 24, 2019	2.20%	−0.05
April 25, 2019	2.25%	−0.05
March 26, 2019	2.30%	−0.10
December 3, 2018	2.40%	first tracked

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Common questions

What is the PenFed Credit Union 6 Month CD rate today?

The PenFed Credit Union 6 Month CD pays 2.70% APY as of November 9, 2026, checked 18 hours ago.

How does the PenFed Credit Union 6 Month CD compare with other 6 Month CDs?

It pays 2.70% APY. The median across the 131 6 Month CD rates RateBrain tracks is 3.75%, so it is 1.05 percentage points below the median.

What has the PenFed Credit Union 6 Month CD paid over time?

Since RateBrain began tracking it in 2018, it has paid as much as 3.00% (Jun 2023) and as little as 0.25% (Feb 2021).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.