PenFed Credit Union CD Rate - 3 Year Credit union
PenFed Credit Union's 3 Year CD pays 3.20% APY as of October 2, 2026, checked 2 days ago. Since RateBrain began tracking it in 2018, this 3 Year CD has paid as much as 4.30% (Jul 2023) and as little as 0.55% (Feb 2021). It is currently below the median 3 Year CD rate we track (3.41% across 89 banks).
3.20% APY
down from 4.30% on Sep 25
- Last checked
- Oct 2 · 2 days ago
- Minimum deposit
- $1,000
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PenFed Credit Union CD Rate - 3 Year CD - Rate History
Now 3.20% APY
- All-time high 4.30% (Jul 2023)
- Low 0.55% (Feb 2021)
- 1-year change −1.10
- 26 changes
- Tracked since Dec 2018
- Full rate history »
The gray line is the median 3 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 25, 2026 | 3.20% | −1.10 |
| July 30, 2023 | 4.30% | +0.20 |
| January 27, 2023 | 4.10% | +0.05 |
| December 25, 2022 | 4.05% | +3.50 |
| February 9, 2021 | 0.55% | −0.05 |
| October 2, 2020 | 0.60% | −0.05 |
| August 7, 2020 | 0.65% | −0.15 |
| July 1, 2020 | 0.80% | −0.20 |
| June 10, 2020 | 1.00% | −0.05 |
| May 28, 2020 | 1.05% | −0.10 |
| May 8, 2020 | 1.15% | −0.10 |
| March 28, 2020 | 1.25% | −0.13 |
| March 17, 2020 | 1.38% | −0.32 |
| March 9, 2020 | 1.70% | −0.05 |
| February 6, 2020 | 1.75% | −0.05 |
| October 14, 2019 | 1.80% | −0.10 |
| October 6, 2019 | 1.90% | −0.05 |
| September 6, 2019 | 1.95% | −0.25 |
| August 16, 2019 | 2.20% | −0.15 |
| June 12, 2019 | 2.35% | −0.15 |
Show all 26 changes
| Date | APY | Change |
|---|---|---|
| May 23, 2019 | 2.50% | −0.10 |
| April 25, 2019 | 2.60% | −0.10 |
| April 1, 2019 | 2.70% | −0.10 |
| March 7, 2019 | 2.80% | −0.10 |
| February 2, 2019 | 2.90% | −0.15 |
| December 3, 2018 | 3.05% | first tracked |
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ShareOther PenFed Credit Union rates
- 6 Month CD2.70%
- 1 Year CD2.90%
- 15 Month CD2.90%
- 18 Month CD2.90%
- 2 Year CD3.20%
- 4 Year CD3.20%
- 5 Year CD3.20%
- 7 Year CD3.20%
Other 3 Year CD rates
- Raymond James Bank5.05%
- Popular Direct4.80%
- State Bank of India4.58%
- BTG Pactual US4.55%
- Total Bank4.50%
- First National Bank of America4.45%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.