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PenFed Credit Union CD Rate - 1 Year Credit union

PenFed Credit Union's 1 Year CD pays 4.80% APY as of January 19, 2024, checked 2 years ago. The rate was lowered from 4.85% on January 19, 2024. Since RateBrain began tracking it in 2018, this 1 Year CD has paid as much as 4.85% (Jul 2023) and as little as 0.45% (Feb 2021). It is currently above the median 1 Year CD rate we track (3.92% across 66 banks).

4.80% APY

down from 4.85% on Jan 19, 2024

Last checked
Jan 19, 2024 · 2 years ago
Minimum deposit
$1,000
View on PenFed Credit Union’s website »See all PenFed Credit Union rates »

Rate history

Now 4.80% APY

PenFed Credit Union 1 Year CD APY historyStep chart of 29 rate changes from Dec 2018 to Sep 2026. High 4.85% (Jul 2023), low 0.45% (Feb 2021), current 4.80%.0.00%1.00%2.00%3.00%4.00%5.00%6.00%2019202120232025median4.80%4.85% · Jul 20230.45% · Feb 2021

The gray line is the median 1 Year CD rate across the banks we tracked each month.

Rate changes

DateAPYChange
January 19, 20244.80%−0.05
July 31, 20234.85%+0.25
January 25, 20234.60%+0.35
December 25, 20224.25%+3.35
March 29, 20220.90%+0.05
December 27, 20210.85%+0.20
December 8, 20210.65%+0.05
November 24, 20210.60%−0.40
November 16, 20211.00%+0.40
September 23, 20210.60%+0.15
February 17, 20210.45%−0.05
August 3, 20200.50%−0.20
July 8, 20200.70%−0.25
June 11, 20200.95%−0.10
June 2, 20201.05%−0.05
May 6, 20201.10%−0.05
March 25, 20201.15%−0.20
March 17, 20201.35%−0.30
February 10, 20201.65%−0.05
October 9, 20191.70%−0.10
Show all 29 changes
DateAPYChange
August 23, 20191.80%−0.20
August 2, 20192.00%−0.10
June 3, 20192.10%−0.15
May 29, 20192.25%−0.10
April 24, 20192.35%−0.05
April 1, 20192.40%−0.10
March 6, 20192.50%−0.10
February 1, 20192.60%−0.20
December 3, 20182.80%first tracked

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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