PenFed Credit Union 1 Year CD Rate History (2018–2026)
RateBrain has recorded 31 rate changes for PenFed Credit Union's 1 Year CD since December 3, 2018. Its highest rate was 4.85% (Jul 2023) and its lowest 0.45% (Feb 2021). It pays 3.20% APY today, last changed on October 12, 2026. That is down 1.60 percentage points from a year ago.
Current PenFed Credit Union 1 Year CD rate »PenFed Credit Union rate history »1 Year CD rate history »
Rate history chart
Now 3.20% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.80% | 2.90% | 3.20% | 2 |
| 2025 | 4.80% | 4.80% | 4.80% | 0 |
| 2024 | 4.85% | 4.80% | 4.80% | 1 |
| 2023 | 4.85% | 4.25% | 4.85% | 2 |
| 2022 | 4.25% | 0.85% | 4.25% | 2 |
| 2021 | 1.00% | 0.45% | 0.85% | 6 |
| 2020 | 1.70% | 0.50% | 0.50% | 8 |
| 2019 | 2.80% | 1.70% | 1.70% | 9 |
| 2018 | 2.80% | 2.80% | 2.80% | 1 |
All 31 rate changes
| Date | APY | Change |
|---|---|---|
| October 12, 2026 | 3.20% | +0.30 |
| September 25, 2026 | 2.90% | −1.90 |
| January 19, 2024 | 4.80% | −0.05 |
| July 31, 2023 | 4.85% | +0.25 |
| January 25, 2023 | 4.60% | +0.35 |
| December 25, 2022 | 4.25% | +3.35 |
| March 29, 2022 | 0.90% | +0.05 |
| December 27, 2021 | 0.85% | +0.20 |
| December 8, 2021 | 0.65% | +0.05 |
| November 24, 2021 | 0.60% | −0.40 |
| November 16, 2021 | 1.00% | +0.40 |
| September 23, 2021 | 0.60% | +0.15 |
| February 17, 2021 | 0.45% | −0.05 |
| August 3, 2020 | 0.50% | −0.20 |
| July 8, 2020 | 0.70% | −0.25 |
| June 11, 2020 | 0.95% | −0.10 |
| June 2, 2020 | 1.05% | −0.05 |
| May 6, 2020 | 1.10% | −0.05 |
| March 25, 2020 | 1.15% | −0.20 |
| March 17, 2020 | 1.35% | −0.30 |
| February 10, 2020 | 1.65% | −0.05 |
| October 9, 2019 | 1.70% | −0.10 |
| August 23, 2019 | 1.80% | −0.20 |
| August 2, 2019 | 2.00% | −0.10 |
| June 3, 2019 | 2.10% | −0.15 |
| May 29, 2019 | 2.25% | −0.10 |
| April 24, 2019 | 2.35% | −0.05 |
| April 1, 2019 | 2.40% | −0.10 |
| March 6, 2019 | 2.50% | −0.10 |
| February 1, 2019 | 2.60% | −0.20 |
| December 3, 2018 | 2.80% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.