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RateBrain

PenFed Credit Union Rate History (2009–2026)

RateBrain has tracked 9 products from PenFed Credit Union since Oct 2009. Its best rate in that time was 4.85% APY on its 1 Year CD in 2023.

Current PenFed Credit Union rates »

Best rate by year

YearBest APYProduct
20264.80%1 Year CD
20254.80%1 Year CD
20244.85%1 Year CD
20234.85%1 Year CD
20224.35%2 Year CD
20211.50%7 Year CD
20201.90%7 Year CD
20193.50%5 Year CD
20183.50%5 Year CD
20172.38%7 Year CD
20161.61%5 Year CD
20152.02%7 Year CD
20143.04%5 Year CD
20133.04%5 Year CD
20122.76%7 Year CD
20113.25%7 Year CD
20104.00%7 Year CD
20094.00%7 Year CD

6 Month CD

Now 2.70% APY

PenFed Credit Union 6 Month CD rate history30 rate changes since Dec 2018.0.00%1.00%2.00%3.00%4.00%20192021202320252.70%3.00% · Jun 20230.25% · Feb 2021

1 Year CD

Now 3.20% APY

PenFed Credit Union 1 Year CD rate history31 rate changes since Dec 2018.0.00%1.00%2.00%3.00%4.00%5.00%6.00%20192021202320253.20%4.85% · Jul 20230.45% · Feb 2021

15 Month CD

Now 3.20% APY

PenFed Credit Union 15 Month CD rate history2 rate changes since Sep 2026.2.60%2.80%3.00%3.20%3.40%3.60%3.20%3.20% · Oct 20262.90% · Sep 2026

18 Month CD

Now 3.20% APY

PenFed Credit Union 18 Month CD rate history2 rate changes since Sep 2026.2.60%2.80%3.00%3.20%3.40%3.60%3.20%3.20% · Oct 20262.90% · Sep 2026

2 Year CD

Now 3.40% APY

PenFed Credit Union 2 Year CD rate history25 rate changes since Dec 2018.0.00%1.00%2.00%3.00%4.00%5.00%6.00%20192021202320253.40%4.60% · Jul 20230.60% · Aug 2020

3 Year CD

Now 3.40% APY

PenFed Credit Union 3 Year CD rate history27 rate changes since Dec 2018.0.00%1.00%2.00%3.00%4.00%5.00%20192021202320253.40%4.30% · Jul 20230.55% · Feb 2021

4 Year CD

Now 3.40% APY

PenFed Credit Union 4 Year CD rate history40 rate changes since Dec 2018.0.00%1.00%2.00%3.00%4.00%5.00%20192021202320253.40%4.00% · Jul 20230.60% · Feb 2021

5 Year CD

Now 3.50% APY

PenFed Credit Union 5 Year CD rate history72 rate changes since Oct 2009.0.00%1.00%2.00%3.00%4.00%5.00%2010201320162019202220253.50%4.00% · Jul 20230.80% · Sep 2020

7 Year CD

Now 3.50% APY

PenFed Credit Union 7 Year CD rate history86 rate changes since Oct 2009.0.00%1.00%2.00%3.00%4.00%5.00%2010201320162019202220253.50%4.00% · Oct 20090.75% · Feb 2021

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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