PenFed Credit Union 4 Year CD Rate History (2018–2026)
RateBrain has recorded 39 rate changes for PenFed Credit Union's 4 Year CD since December 3, 2018. Its highest rate was 4.00% (Jul 2023) and its lowest 0.60% (Feb 2021). It pays 3.20% APY today, last changed on February 9, 2025. The rate is unchanged from a year ago.
Current PenFed Credit Union 4 Year CD rate »PenFed Credit Union rate history »4 Year CD rate history »
Rate history chart
Now 3.20% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.20% | 3.20% | 3.20% | 0 |
| 2025 | 3.90% | 3.20% | 3.20% | 1 |
| 2024 | 3.90% | 3.90% | 3.90% | 0 |
| 2023 | 4.00% | 3.90% | 3.90% | 2 |
| 2022 | 3.90% | 0.95% | 3.90% | 10 |
| 2021 | 0.95% | 0.60% | 0.95% | 4 |
| 2020 | 1.85% | 0.65% | 0.65% | 10 |
| 2019 | 3.15% | 1.85% | 1.85% | 11 |
| 2018 | 3.15% | 3.15% | 3.15% | 1 |
All 39 rate changes
| Date | APY | Change |
|---|---|---|
| February 9, 2025 | 3.20% | −0.70 |
| December 21, 2023 | 3.90% | −0.10 |
| July 30, 2023 | 4.00% | +0.10 |
| November 17, 2022 | 3.90% | +0.25 |
| October 26, 2022 | 3.65% | +0.15 |
| October 5, 2022 | 3.50% | +0.50 |
| September 25, 2022 | 3.00% | +0.20 |
| August 7, 2022 | 2.80% | +0.05 |
| July 11, 2022 | 2.75% | +0.15 |
| June 8, 2022 | 2.60% | +0.25 |
| May 26, 2022 | 2.35% | +0.10 |
| April 20, 2022 | 2.25% | +0.80 |
| March 29, 2022 | 1.45% | +0.50 |
| December 14, 2021 | 0.95% | +0.15 |
| November 29, 2021 | 0.80% | +0.05 |
| October 13, 2021 | 0.75% | +0.15 |
| February 15, 2021 | 0.60% | −0.05 |
| October 2, 2020 | 0.65% | −0.05 |
| August 3, 2020 | 0.70% | −0.15 |
| July 2, 2020 | 0.85% | −0.20 |
| June 12, 2020 | 1.05% | −0.05 |
| May 29, 2020 | 1.10% | −0.05 |
| May 11, 2020 | 1.15% | −0.10 |
| March 28, 2020 | 1.25% | −0.13 |
| March 17, 2020 | 1.38% | −0.32 |
| March 9, 2020 | 1.70% | −0.05 |
| February 6, 2020 | 1.75% | −0.10 |
| October 14, 2019 | 1.85% | −0.10 |
| October 6, 2019 | 1.95% | −0.05 |
| September 10, 2019 | 2.00% | −0.25 |
| August 19, 2019 | 2.25% | −0.15 |
| June 13, 2019 | 2.40% | −0.15 |
| May 29, 2019 | 2.55% | −0.10 |
| May 9, 2019 | 2.65% | +0.03 |
| April 25, 2019 | 2.62% | −0.13 |
| March 28, 2019 | 2.75% | −0.10 |
| March 5, 2019 | 2.85% | −0.10 |
| February 1, 2019 | 2.95% | −0.20 |
| December 3, 2018 | 3.15% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.