PenFed Credit Union 3 Year CD Rate History (2018–2026)
RateBrain has recorded 27 rate changes for PenFed Credit Union's 3 Year CD since December 3, 2018. Its highest rate was 4.30% (Jul 2023) and its lowest 0.55% (Feb 2021). It pays 3.40% APY today, last changed on October 12, 2026. That is down 0.90 percentage points from a year ago.
Current PenFed Credit Union 3 Year CD rate »PenFed Credit Union rate history »3 Year CD rate history »
Rate history chart
Now 3.40% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.30% | 3.20% | 3.40% | 2 |
| 2025 | 4.30% | 4.30% | 4.30% | 0 |
| 2024 | 4.30% | 4.30% | 4.30% | 0 |
| 2023 | 4.30% | 4.05% | 4.30% | 2 |
| 2022 | 4.05% | 0.55% | 4.05% | 1 |
| 2021 | 0.60% | 0.55% | 0.55% | 1 |
| 2020 | 1.80% | 0.60% | 0.60% | 10 |
| 2019 | 3.05% | 1.80% | 1.80% | 10 |
| 2018 | 3.05% | 3.05% | 3.05% | 1 |
All 27 rate changes
| Date | APY | Change |
|---|---|---|
| October 12, 2026 | 3.40% | +0.20 |
| September 25, 2026 | 3.20% | −1.10 |
| July 30, 2023 | 4.30% | +0.20 |
| January 27, 2023 | 4.10% | +0.05 |
| December 25, 2022 | 4.05% | +3.50 |
| February 9, 2021 | 0.55% | −0.05 |
| October 2, 2020 | 0.60% | −0.05 |
| August 7, 2020 | 0.65% | −0.15 |
| July 1, 2020 | 0.80% | −0.20 |
| June 10, 2020 | 1.00% | −0.05 |
| May 28, 2020 | 1.05% | −0.10 |
| May 8, 2020 | 1.15% | −0.10 |
| March 28, 2020 | 1.25% | −0.13 |
| March 17, 2020 | 1.38% | −0.32 |
| March 9, 2020 | 1.70% | −0.05 |
| February 6, 2020 | 1.75% | −0.05 |
| October 14, 2019 | 1.80% | −0.10 |
| October 6, 2019 | 1.90% | −0.05 |
| September 6, 2019 | 1.95% | −0.25 |
| August 16, 2019 | 2.20% | −0.15 |
| June 12, 2019 | 2.35% | −0.15 |
| May 23, 2019 | 2.50% | −0.10 |
| April 25, 2019 | 2.60% | −0.10 |
| April 1, 2019 | 2.70% | −0.10 |
| March 7, 2019 | 2.80% | −0.10 |
| February 2, 2019 | 2.90% | −0.15 |
| December 3, 2018 | 3.05% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.