PenFed Credit Union 7 Year CD Rate History (2009–2026)
RateBrain has recorded 84 rate changes for PenFed Credit Union's 7 Year CD since October 31, 2009. Its highest rate was 4.00% (Oct 2009) and its lowest 0.75% (Feb 2021). It pays 2.90% APY today, last changed on January 16, 2026. That is down 0.10 percentage points from a year ago.
Current PenFed Credit Union 7 Year CD rate »PenFed Credit Union rate history »7 Year CD rate history »
Rate history chart
Now 2.90% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.00% | 2.90% | 2.90% | 1 |
| 2025 | 3.00% | 3.00% | 3.00% | 0 |
| 2024 | 3.90% | 3.00% | 3.00% | 3 |
| 2023 | 3.90% | 3.80% | 3.90% | 1 |
| 2022 | 3.80% | 1.50% | 3.80% | 10 |
| 2021 | 1.50% | 0.75% | 1.50% | 2 |
| 2020 | 1.90% | 0.80% | 0.80% | 8 |
| 2019 | 3.50% | 1.90% | 1.90% | 12 |
| 2018 | 3.50% | 2.27% | 3.50% | 6 |
| 2017 | 2.38% | 1.51% | 2.27% | 6 |
| 2016 | 1.61% | 1.21% | 1.51% | 5 |
| 2015 | 2.02% | 1.51% | 1.51% | 4 |
| 2014 | 3.04% | 1.21% | 1.76% | 7 |
| 2013 | 3.04% | 1.25% | 3.04% | 6 |
| 2012 | 2.76% | 2.00% | 2.00% | 5 |
| 2011 | 3.25% | 2.75% | 2.75% | 2 |
| 2010 | 4.00% | 3.25% | 3.25% | 5 |
| 2009 | 4.00% | 4.00% | 4.00% | 1 |
All 84 rate changes
| Date | APY | Change |
|---|---|---|
| January 16, 2026 | 2.90% | −0.10 |
| May 9, 2024 | 3.00% | −0.40 |
| April 5, 2024 | 3.40% | −0.30 |
| March 5, 2024 | 3.70% | −0.20 |
| August 1, 2023 | 3.90% | +0.10 |
| December 5, 2022 | 3.80% | +0.15 |
| October 26, 2022 | 3.65% | +0.05 |
| October 5, 2022 | 3.60% | +0.35 |
| September 25, 2022 | 3.25% | +0.05 |
| August 7, 2022 | 3.20% | +0.10 |
| July 11, 2022 | 3.10% | −0.40 |
| July 4, 2022 | 3.50% | +0.50 |
| May 26, 2022 | 3.00% | +0.25 |
| April 20, 2022 | 2.75% | +0.90 |
| March 10, 2022 | 1.85% | +0.35 |
| October 14, 2021 | 1.50% | +0.75 |
| February 11, 2021 | 0.75% | −0.05 |
| December 28, 2020 | 0.80% | −0.10 |
| September 13, 2020 | 0.90% | −0.10 |
| August 3, 2020 | 1.00% | −0.05 |
| July 1, 2020 | 1.05% | −0.25 |
| June 10, 2020 | 1.30% | −0.05 |
| May 6, 2020 | 1.35% | −0.05 |
| March 12, 2020 | 1.40% | −0.40 |
| February 6, 2020 | 1.80% | −0.10 |
| October 9, 2019 | 1.90% | −0.20 |
| October 6, 2019 | 2.10% | −0.15 |
| September 9, 2019 | 2.25% | −0.25 |
| August 30, 2019 | 2.50% | +0.03 |
| August 18, 2019 | 2.47% | −0.03 |
| June 11, 2019 | 2.50% | −0.15 |
| May 28, 2019 | 2.65% | −0.20 |
| April 25, 2019 | 2.85% | −0.15 |
| March 26, 2019 | 3.00% | −0.05 |
| March 8, 2019 | 3.05% | −0.10 |
| February 4, 2019 | 3.15% | −0.20 |
| January 21, 2019 | 3.35% | −0.15 |
| December 5, 2018 | 3.50% | +0.20 |
| October 3, 2018 | 3.30% | +0.20 |
| June 13, 2018 | 3.10% | +0.26 |
| May 7, 2018 | 2.84% | +0.11 |
| March 5, 2018 | 2.73% | +0.25 |
| February 14, 2018 | 2.48% | +0.21 |
| November 8, 2017 | 2.27% | +0.05 |
| September 14, 2017 | 2.22% | +0.05 |
| April 11, 2017 | 2.17% | +0.05 |
| March 6, 2017 | 2.12% | −0.10 |
| February 5, 2017 | 2.22% | −0.16 |
| January 8, 2017 | 2.38% | +0.87 |
| December 30, 2016 | 1.51% | −0.10 |
| November 12, 2016 | 1.61% | +0.30 |
| October 14, 2016 | 1.31% | +0.10 |
| July 6, 2016 | 1.21% | −0.20 |
| April 6, 2016 | 1.41% | −0.10 |
| May 5, 2015 | 1.51% | −0.25 |
| February 1, 2015 | 1.76% | −0.16 |
| January 14, 2015 | 1.92% | −0.10 |
| January 2, 2015 | 2.02% | +0.26 |
| November 5, 2014 | 1.76% | −0.56 |
| October 5, 2014 | 2.32% | +1.11 |
| August 4, 2014 | 1.21% | −0.10 |
| June 1, 2014 | 1.31% | −0.20 |
| April 2, 2014 | 1.51% | −0.25 |
| March 3, 2014 | 1.76% | −0.51 |
| February 3, 2014 | 2.27% | −0.77 |
| December 5, 2013 | 3.04% | +1.02 |
| October 1, 2013 | 2.02% | +0.26 |
| September 7, 2013 | 1.76% | +0.51 |
| May 10, 2013 | 1.25% | −0.25 |
| April 12, 2013 | 1.50% | −0.25 |
| March 21, 2013 | 1.75% | −0.25 |
| December 14, 2012 | 2.00% | −0.02 |
| August 13, 2012 | 2.02% | −0.38 |
| June 8, 2012 | 2.40% | −0.10 |
| March 6, 2012 | 2.50% | −0.26 |
| February 10, 2012 | 2.76% | +0.01 |
| March 2, 2011 | 2.75% | −0.25 |
| January 4, 2011 | 3.00% | −0.25 |
| December 2, 2010 | 3.25% | −0.24 |
| September 1, 2010 | 3.49% | −0.26 |
| August 1, 2010 | 3.75% | +0.24 |
| April 1, 2010 | 3.51% | −0.24 |
| January 1, 2010 | 3.75% | −0.25 |
| October 31, 2009 | 4.00% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.