PenFed Credit Union CD Rate - 7 Year Credit union
PenFed Credit Union's 7 Year CD pays 3.50% APY as of November 3, 2026, checked 1 day ago. Since RateBrain began tracking it in 2009, this 7 Year CD has paid as much as 4.00% (Oct 2009) and as little as 0.75% (Feb 2021). It is currently above the median 7 Year CD rate we track (3.00% across 12 banks).
3.50% APY
up from 3.20% on Oct 12
- Last checked
- Nov 3 · 1 day ago
- Minimum deposit
- $1,000
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See the full PenFed Credit Union 7 Year CD rate history »
PenFed Credit Union CD Rate - 7 Year CD - Rate History
Now 3.50% APY
- All-time high 4.00% (Oct 2009)
- Low 0.75% (Feb 2021)
- 1-year change +0.50
- 86 changes
- Tracked since Oct 2009
- Full rate history »
The gray line is the median 7 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 12, 2026 | 3.50% | +0.30 |
| September 25, 2026 | 3.20% | +0.30 |
| January 16, 2026 | 2.90% | −0.10 |
| May 9, 2024 | 3.00% | −0.40 |
| April 5, 2024 | 3.40% | −0.30 |
| March 5, 2024 | 3.70% | −0.20 |
| August 1, 2023 | 3.90% | +0.10 |
| December 5, 2022 | 3.80% | +0.15 |
| October 26, 2022 | 3.65% | +0.05 |
| October 5, 2022 | 3.60% | +0.35 |
| September 25, 2022 | 3.25% | +0.05 |
| August 7, 2022 | 3.20% | +0.10 |
| July 11, 2022 | 3.10% | −0.40 |
| July 4, 2022 | 3.50% | +0.50 |
| May 26, 2022 | 3.00% | +0.25 |
| April 20, 2022 | 2.75% | +0.90 |
| March 10, 2022 | 1.85% | +0.35 |
| October 14, 2021 | 1.50% | +0.75 |
| February 11, 2021 | 0.75% | −0.05 |
| December 28, 2020 | 0.80% | −0.10 |
Show all 86 changes
| Date | APY | Change |
|---|---|---|
| September 13, 2020 | 0.90% | −0.10 |
| August 3, 2020 | 1.00% | −0.05 |
| July 1, 2020 | 1.05% | −0.25 |
| June 10, 2020 | 1.30% | −0.05 |
| May 6, 2020 | 1.35% | −0.05 |
| March 12, 2020 | 1.40% | −0.40 |
| February 6, 2020 | 1.80% | −0.10 |
| October 9, 2019 | 1.90% | −0.20 |
| October 6, 2019 | 2.10% | −0.15 |
| September 9, 2019 | 2.25% | −0.25 |
| August 30, 2019 | 2.50% | +0.03 |
| August 18, 2019 | 2.47% | −0.03 |
| June 11, 2019 | 2.50% | −0.15 |
| May 28, 2019 | 2.65% | −0.20 |
| April 25, 2019 | 2.85% | −0.15 |
| March 26, 2019 | 3.00% | −0.05 |
| March 8, 2019 | 3.05% | −0.10 |
| February 4, 2019 | 3.15% | −0.20 |
| January 21, 2019 | 3.35% | −0.15 |
| December 5, 2018 | 3.50% | +0.20 |
| October 3, 2018 | 3.30% | +0.20 |
| June 13, 2018 | 3.10% | +0.26 |
| May 7, 2018 | 2.84% | +0.11 |
| March 5, 2018 | 2.73% | +0.25 |
| February 14, 2018 | 2.48% | +0.21 |
| November 8, 2017 | 2.27% | +0.05 |
| September 14, 2017 | 2.22% | +0.05 |
| April 11, 2017 | 2.17% | +0.05 |
| March 6, 2017 | 2.12% | −0.10 |
| February 5, 2017 | 2.22% | −0.16 |
| January 8, 2017 | 2.38% | +0.87 |
| December 30, 2016 | 1.51% | −0.10 |
| November 12, 2016 | 1.61% | +0.30 |
| October 14, 2016 | 1.31% | +0.10 |
| July 6, 2016 | 1.21% | −0.20 |
| April 6, 2016 | 1.41% | −0.10 |
| May 5, 2015 | 1.51% | −0.25 |
| February 1, 2015 | 1.76% | −0.16 |
| January 14, 2015 | 1.92% | −0.10 |
| January 2, 2015 | 2.02% | +0.26 |
| November 5, 2014 | 1.76% | −0.56 |
| October 5, 2014 | 2.32% | +1.11 |
| August 4, 2014 | 1.21% | −0.10 |
| June 1, 2014 | 1.31% | −0.20 |
| April 2, 2014 | 1.51% | −0.25 |
| March 3, 2014 | 1.76% | −0.51 |
| February 3, 2014 | 2.27% | −0.77 |
| December 5, 2013 | 3.04% | +1.02 |
| October 1, 2013 | 2.02% | +0.26 |
| September 7, 2013 | 1.76% | +0.51 |
| May 10, 2013 | 1.25% | −0.25 |
| April 12, 2013 | 1.50% | −0.25 |
| March 21, 2013 | 1.75% | −0.25 |
| December 14, 2012 | 2.00% | −0.02 |
| August 13, 2012 | 2.02% | −0.38 |
| June 8, 2012 | 2.40% | −0.10 |
| March 6, 2012 | 2.50% | −0.26 |
| February 10, 2012 | 2.76% | +0.01 |
| March 2, 2011 | 2.75% | −0.25 |
| January 4, 2011 | 3.00% | −0.25 |
| December 2, 2010 | 3.25% | −0.24 |
| September 1, 2010 | 3.49% | −0.26 |
| August 1, 2010 | 3.75% | +0.24 |
| April 1, 2010 | 3.51% | −0.24 |
| January 1, 2010 | 3.75% | −0.25 |
| October 31, 2009 | 4.00% | first tracked |
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ShareOther PenFed Credit Union rates
- 6 Month CD2.70%
- 1 Year CD3.20%
- 15 Month CD3.20%
- 18 Month CD3.20%
- 2 Year CD3.40%
- 3 Year CD3.40%
- 4 Year CD3.40%
- 5 Year CD3.50%
Other 7 Year CD rates
Common questions
What is the PenFed Credit Union 7 Year CD rate today?
The PenFed Credit Union 7 Year CD pays 3.50% APY as of November 3, 2026, checked 1 day ago.
How does the PenFed Credit Union 7 Year CD compare with other 7 Year CDs?
It pays 3.50% APY. The median across the 12 7 Year CD rates RateBrain tracks is 3.00%, so it is 0.50 percentage points above the median.
What has the PenFed Credit Union 7 Year CD paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 4.00% (Oct 2009) and as little as 0.75% (Feb 2021).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.