Ally Bank CD Rate - 6 Month
Ally Bank's 6 Month CD pays 4.00% APY as of November 6, 2026, checked 17 hours ago. Since RateBrain began tracking it in 2009, this 6 Month CD has paid as much as 5.05% (Jan 2024) and as little as 0.60% (May 2014). It is currently above the median 6 Month CD rate we track (3.75% across 131 banks).
4.00% APY
up from 3.85% on Oct 23
- Last checked
- Nov 6 · 17 hours ago
- Minimum deposit
- $500
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See the full Ally Bank 6 Month CD rate history »
Ally Bank CD Rate - 6 Month CD - Rate History
Now 4.00% APY
- All-time high 5.05% (Jan 2024)
- Low 0.60% (May 2014)
- 1-year change +0.10
- 70 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median 6 Month CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 23, 2026 | 4.00% | +0.15 |
| September 22, 2026 | 3.85% | +0.35 |
| August 26, 2026 | 3.50% | +0.20 |
| March 24, 2026 | 3.30% | −0.20 |
| January 19, 2026 | 3.50% | −0.40 |
| May 16, 2025 | 3.90% | −0.10 |
| February 24, 2025 | 4.00% | −0.05 |
| December 22, 2024 | 4.05% | −0.05 |
| December 17, 2024 | 4.10% | −0.10 |
| November 21, 2024 | 4.20% | −0.10 |
| November 10, 2024 | 4.30% | −0.10 |
| October 21, 2024 | 4.40% | −0.10 |
| October 12, 2024 | 4.50% | −0.10 |
| September 28, 2024 | 4.60% | −0.20 |
| September 18, 2024 | 4.80% | −0.10 |
| August 27, 2024 | 4.90% | −0.10 |
| August 2, 2024 | 5.00% | +0.25 |
| June 25, 2024 | 4.75% | +0.35 |
| March 5, 2024 | 4.40% | −0.65 |
| January 21, 2024 | 5.05% | +0.05 |
Show all 70 changes
| Date | APY | Change |
|---|---|---|
| November 21, 2023 | 5.00% | +1.50 |
| May 18, 2023 | 3.50% | +0.10 |
| January 25, 2023 | 3.40% | +0.40 |
| December 29, 2022 | 3.00% | −1.15 |
| December 25, 2022 | 4.15% | +3.50 |
| June 3, 2020 | 0.65% | −0.10 |
| March 25, 2020 | 0.75% | −0.75 |
| March 21, 2020 | 1.50% | +0.50 |
| August 12, 2018 | 1.00% | +0.40 |
| May 21, 2014 | 0.60% | −0.01 |
| April 5, 2013 | 0.61% | −0.13 |
| December 3, 2012 | 0.74% | −0.01 |
| August 8, 2012 | 0.75% | +0.01 |
| November 10, 2011 | 0.74% | −0.01 |
| November 3, 2011 | 0.75% | −0.09 |
| September 23, 2011 | 0.84% | −0.05 |
| August 25, 2011 | 0.89% | −0.05 |
| August 17, 2011 | 0.94% | −0.05 |
| July 26, 2011 | 0.99% | +0.05 |
| May 3, 2011 | 0.94% | −0.01 |
| March 31, 2011 | 0.95% | −0.05 |
| March 8, 2011 | 1.00% | −0.05 |
| March 2, 2011 | 1.05% | +0.01 |
| December 15, 2010 | 1.04% | −0.05 |
| October 22, 2010 | 1.09% | −0.01 |
| September 15, 2010 | 1.10% | −0.04 |
| June 26, 2010 | 1.14% | −0.05 |
| May 7, 2010 | 1.19% | +0.04 |
| April 21, 2010 | 1.15% | −0.05 |
| April 1, 2010 | 1.20% | −0.05 |
| March 18, 2010 | 1.25% | +0.06 |
| March 4, 2010 | 1.19% | −0.05 |
| February 17, 2010 | 1.24% | −0.01 |
| February 12, 2010 | 1.25% | −0.05 |
| January 26, 2010 | 1.30% | −0.03 |
| January 22, 2010 | 1.33% | −0.01 |
| January 15, 2010 | 1.34% | −0.01 |
| January 14, 2010 | 1.35% | −0.05 |
| December 16, 2009 | 1.40% | −0.05 |
| October 31, 2009 | 1.45% | −0.05 |
| October 26, 2009 | 1.50% | −0.05 |
| October 21, 2009 | 1.55% | −0.10 |
| August 7, 2009 | 1.65% | +0.05 |
| July 10, 2009 | 1.60% | −0.20 |
| July 3, 2009 | 1.80% | −0.05 |
| June 28, 2009 | 1.85% | −0.05 |
| June 14, 2009 | 1.90% | −0.10 |
| June 5, 2009 | 2.00% | −0.10 |
| May 23, 2009 | 2.10% | −0.05 |
| May 11, 2009 | 2.15% | first tracked |
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ShareOther Ally Bank rates
- 3 Month CD2.90%
- 9 Month CD4.15%
- 1 Year CD4.50%
- 18 Month CD4.50%
- 3 Year CD4.25%
- 5 Year CD4.50%
- Savings3.20%
Other 6 Month CD rates
- State Bank of India4.58%
- NASA Federal Credit Union4.55%
- BTG Pactual US4.40%
- Happen Bank4.40%
- Merrick Bank4.40%
- Quorum Federal Credit Union4.40%
Common questions
What is the Ally Bank 6 Month CD rate today?
The Ally Bank 6 Month CD pays 4.00% APY as of November 6, 2026, checked 17 hours ago.
How does the Ally Bank 6 Month CD compare with other 6 Month CDs?
It pays 4.00% APY. The median across the 131 6 Month CD rates RateBrain tracks is 3.75%, so it is 0.25 percentage points above the median.
What has the Ally Bank 6 Month CD paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 5.05% (Jan 2024) and as little as 0.60% (May 2014).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.