Ally Bank CD Rate - 6 Month

Ally Bank's 6 Month CD pays 3.85% APY as of September 22, 2026, checked 7 minutes ago. The rate was raised from 3.50% on September 22, 2026. Since RateBrain began tracking it in 2009, this 6 Month CD has paid as much as 5.05% (Jan 2024) and as little as 0.60% (May 2014). It is currently above the median 6 Month CD rate we track (3.75% across 50 banks).

3.85% APY

up from 3.50% on Sep 22

Last checked: Sep 22 · 7 minutes ago
Minimum deposit: $500

View on Ally Bank’s website »See all Ally Bank rates »

Rate history

Now 3.85% APY

All-time high 5.05% (Jan 2024)
Low 0.60% (May 2014)
1-year change −0.05
69 changes
Tracked since May 2009
Full rate history »

The gray line is the median 6 Month CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 22, 2026	3.85%	+0.35
August 26, 2026	3.50%	+0.20
March 24, 2026	3.30%	−0.20
January 19, 2026	3.50%	−0.40
May 16, 2025	3.90%	−0.10
February 24, 2025	4.00%	−0.05
December 22, 2024	4.05%	−0.05
December 17, 2024	4.10%	−0.10
November 21, 2024	4.20%	−0.10
November 10, 2024	4.30%	−0.10
October 21, 2024	4.40%	−0.10
October 12, 2024	4.50%	−0.10
September 28, 2024	4.60%	−0.20
September 18, 2024	4.80%	−0.10
August 27, 2024	4.90%	−0.10
August 2, 2024	5.00%	+0.25
June 25, 2024	4.75%	+0.35
March 5, 2024	4.40%	−0.65
January 21, 2024	5.05%	+0.05
November 21, 2023	5.00%	+1.50

Show all 69 changes

Date	APY	Change
May 18, 2023	3.50%	+0.10
January 25, 2023	3.40%	+0.40
December 29, 2022	3.00%	−1.15
December 25, 2022	4.15%	+3.50
June 3, 2020	0.65%	−0.10
March 25, 2020	0.75%	−0.75
March 21, 2020	1.50%	+0.50
August 12, 2018	1.00%	+0.40
May 21, 2014	0.60%	−0.01
April 5, 2013	0.61%	−0.13
December 3, 2012	0.74%	−0.01
August 8, 2012	0.75%	+0.01
November 10, 2011	0.74%	−0.01
November 3, 2011	0.75%	−0.09
September 23, 2011	0.84%	−0.05
August 25, 2011	0.89%	−0.05
August 17, 2011	0.94%	−0.05
July 26, 2011	0.99%	+0.05
May 3, 2011	0.94%	−0.01
March 31, 2011	0.95%	−0.05
March 8, 2011	1.00%	−0.05
March 2, 2011	1.05%	+0.01
December 15, 2010	1.04%	−0.05
October 22, 2010	1.09%	−0.01
September 15, 2010	1.10%	−0.04
June 26, 2010	1.14%	−0.05
May 7, 2010	1.19%	+0.04
April 21, 2010	1.15%	−0.05
April 1, 2010	1.20%	−0.05
March 18, 2010	1.25%	+0.06
March 4, 2010	1.19%	−0.05
February 17, 2010	1.24%	−0.01
February 12, 2010	1.25%	−0.05
January 26, 2010	1.30%	−0.03
January 22, 2010	1.33%	−0.01
January 15, 2010	1.34%	−0.01
January 14, 2010	1.35%	−0.05
December 16, 2009	1.40%	−0.05
October 31, 2009	1.45%	−0.05
October 26, 2009	1.50%	−0.05
October 21, 2009	1.55%	−0.10
August 7, 2009	1.65%	+0.05
July 10, 2009	1.60%	−0.20
July 3, 2009	1.80%	−0.05
June 28, 2009	1.85%	−0.05
June 14, 2009	1.90%	−0.10
June 5, 2009	2.00%	−0.10
May 23, 2009	2.10%	−0.05
May 11, 2009	2.15%	first tracked

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.