Ally Bank Savings (HYSA) Rate
Ally Bank's savings account pays 3.20% APY as of October 30, 2026, checked 3 days ago. Since RateBrain began tracking it in 2009, this savings account has paid as much as 4.35% (Dec 2023) and as little as 0.50% (Dec 2020). It is currently below the median savings rate we track (3.55% across 165 banks).
3.20% APY
up from 3.10% on Oct 23
- Last checked
- Oct 30 · 3 days ago
- Minimum deposit
- None
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See the full Ally Bank Savings (HYSA) rate history »
Ally Bank Savings (HYSA) Rate - Rate History
Now 3.20% APY
- All-time high 4.35% (Dec 2023)
- Low 0.50% (Dec 2020)
- 1-year change −0.10
- 106 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 23, 2026 | 3.20% | +0.10 |
| September 27, 2026 | 3.10% | +0.10 |
| June 7, 2026 | 3.00% | −0.10 |
| April 21, 2026 | 3.10% | −0.10 |
| February 25, 2026 | 3.20% | −0.10 |
| November 2, 2025 | 3.30% | −0.10 |
| October 6, 2025 | 3.40% | −0.10 |
| June 21, 2025 | 3.50% | −0.10 |
| March 31, 2025 | 3.60% | −0.10 |
| February 19, 2025 | 3.70% | −0.10 |
| December 11, 2024 | 3.80% | −0.05 |
| November 21, 2024 | 3.85% | −0.15 |
| September 28, 2024 | 4.00% | −0.20 |
| April 20, 2024 | 4.20% | −0.05 |
| April 5, 2024 | 4.25% | −0.10 |
| December 25, 2023 | 4.35% | +0.10 |
| August 1, 2023 | 4.25% | +0.25 |
| July 10, 2023 | 4.00% | +0.15 |
| June 1, 2023 | 3.85% | +0.10 |
| March 30, 2023 | 3.75% | +0.35 |
Show all 106 changes
| Date | APY | Change |
|---|---|---|
| February 9, 2023 | 3.40% | +0.10 |
| December 23, 2022 | 3.30% | +0.30 |
| December 6, 2022 | 3.00% | +0.25 |
| November 11, 2022 | 2.75% | +0.25 |
| November 3, 2022 | 2.50% | +0.15 |
| October 26, 2022 | 2.35% | +0.10 |
| October 5, 2022 | 2.25% | +0.15 |
| September 25, 2022 | 2.10% | +0.10 |
| September 9, 2022 | 2.00% | +0.25 |
| August 17, 2022 | 1.75% | +0.50 |
| July 28, 2022 | 1.25% | +0.10 |
| July 11, 2022 | 1.15% | +0.15 |
| June 29, 2022 | 1.00% | +0.10 |
| June 16, 2022 | 0.90% | +0.15 |
| May 30, 2022 | 0.75% | +0.25 |
| December 14, 2020 | 0.50% | −0.10 |
| October 1, 2020 | 0.60% | −0.20 |
| August 15, 2020 | 0.80% | −0.20 |
| July 8, 2020 | 1.00% | −0.10 |
| June 22, 2020 | 1.10% | −0.15 |
| May 12, 2020 | 1.25% | −0.25 |
| March 17, 2020 | 1.50% | −0.10 |
| January 7, 2020 | 1.60% | −0.10 |
| November 13, 2019 | 1.70% | −0.10 |
| October 15, 2019 | 1.80% | −0.10 |
| August 13, 2019 | 1.90% | −0.20 |
| July 1, 2019 | 2.10% | −0.10 |
| January 21, 2019 | 2.20% | +0.20 |
| November 19, 2018 | 2.00% | +0.10 |
| October 9, 2018 | 1.90% | +0.05 |
| September 24, 2018 | 1.85% | +0.05 |
| August 8, 2018 | 1.80% | +0.05 |
| July 10, 2018 | 1.75% | +0.10 |
| June 27, 2018 | 1.65% | +0.05 |
| May 18, 2018 | 1.60% | +0.10 |
| May 9, 2018 | 1.50% | +0.05 |
| February 14, 2018 | 1.45% | +0.10 |
| January 29, 2018 | 1.35% | +0.10 |
| November 15, 2017 | 1.25% | +0.05 |
| September 1, 2017 | 1.20% | +0.05 |
| July 6, 2017 | 1.15% | +0.10 |
| April 21, 2017 | 1.05% | +0.05 |
| October 13, 2015 | 1.00% | +0.01 |
| December 28, 2014 | 0.99% | +0.09 |
| October 5, 2014 | 0.90% | +0.03 |
| February 3, 2014 | 0.87% | +0.02 |
| November 15, 2013 | 0.85% | −0.01 |
| November 4, 2013 | 0.86% | +0.02 |
| March 20, 2013 | 0.84% | −0.11 |
| October 30, 2012 | 0.95% | +0.06 |
| August 5, 2012 | 0.89% | +0.05 |
| January 29, 2012 | 0.84% | −0.05 |
| November 10, 2011 | 0.89% | +0.04 |
| October 24, 2011 | 0.85% | −0.06 |
| October 17, 2011 | 0.91% | −0.08 |
| August 25, 2011 | 0.99% | −0.01 |
| August 15, 2011 | 1.00% | −0.04 |
| July 15, 2011 | 1.04% | −0.05 |
| July 12, 2011 | 1.09% | +0.05 |
| June 10, 2011 | 1.04% | +0.04 |
| March 21, 2011 | 1.00% | −0.05 |
| February 24, 2011 | 1.05% | −0.04 |
| November 23, 2010 | 1.09% | −0.01 |
| November 18, 2010 | 1.10% | −0.09 |
| November 5, 2010 | 1.19% | −0.05 |
| September 29, 2010 | 1.24% | −0.01 |
| August 31, 2010 | 1.25% | −0.04 |
| March 12, 2010 | 1.29% | −0.01 |
| March 4, 2010 | 1.30% | −0.09 |
| February 20, 2010 | 1.39% | −0.05 |
| February 11, 2010 | 1.44% | −0.05 |
| January 7, 2010 | 1.49% | −0.01 |
| December 8, 2009 | 1.50% | −0.09 |
| November 25, 2009 | 1.59% | −0.05 |
| November 14, 2009 | 1.64% | +0.09 |
| October 31, 2009 | 1.55% | −0.15 |
| October 16, 2009 | 1.70% | −0.10 |
| October 3, 2009 | 1.80% | +0.05 |
| August 28, 2009 | 1.75% | +0.05 |
| August 7, 2009 | 1.70% | −0.05 |
| July 31, 2009 | 1.75% | −0.10 |
| July 17, 2009 | 1.85% | −0.10 |
| July 10, 2009 | 1.95% | −0.05 |
| June 19, 2009 | 2.00% | −0.05 |
| June 5, 2009 | 2.05% | −0.20 |
| May 10, 2009 | 2.25% | first tracked |
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ShareOther Ally Bank rates
- 3 Month CD2.90%
- 6 Month CD4.00%
- 9 Month CD4.15%
- 1 Year CD4.50%
- 18 Month CD4.50%
- 3 Year CD4.25%
- 5 Year CD4.50%
Other savings rates
Common questions
What is the Ally Bank savings account rate today?
The Ally Bank savings account pays 3.20% APY as of October 30, 2026, checked 3 days ago.
How does the Ally Bank savings account compare with other savings accounts?
It pays 3.20% APY. The median across the 165 savings account rates RateBrain tracks is 3.55%, so it is 0.35 percentage points below the median.
What has the Ally Bank savings account paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 4.35% (Dec 2023) and as little as 0.50% (Dec 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.