Ally Bank Savings Rate History (2009–2026)
RateBrain has recorded 104 rate changes for Ally Bank's savings account since May 10, 2009. Its highest rate was 4.35% (Dec 2023) and its lowest 0.50% (Dec 2020). It pays 3.00% APY today, last changed on June 7, 2026. That is down 0.50 percentage points from a year ago.
Current Ally Bank savings account rate »Ally Bank rate history »Savings rate history »
Rate history chart
Now 3.00% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.30% | 3.00% | 3.00% | 3 |
| 2025 | 3.80% | 3.30% | 3.30% | 5 |
| 2024 | 4.35% | 3.80% | 3.80% | 5 |
| 2023 | 4.35% | 3.30% | 4.35% | 6 |
| 2022 | 3.30% | 0.50% | 3.30% | 14 |
| 2021 | 0.50% | 0.50% | 0.50% | 0 |
| 2020 | 1.70% | 0.50% | 0.50% | 8 |
| 2019 | 2.20% | 1.70% | 1.70% | 5 |
| 2018 | 2.00% | 1.25% | 2.00% | 10 |
| 2017 | 1.25% | 1.00% | 1.25% | 4 |
| 2016 | 1.00% | 1.00% | 1.00% | 0 |
| 2015 | 1.00% | 0.99% | 1.00% | 1 |
| 2014 | 0.99% | 0.85% | 0.99% | 3 |
| 2013 | 0.95% | 0.84% | 0.85% | 3 |
| 2012 | 0.95% | 0.84% | 0.95% | 3 |
| 2011 | 1.09% | 0.85% | 0.89% | 10 |
| 2010 | 1.50% | 1.09% | 1.09% | 10 |
| 2009 | 2.25% | 1.50% | 1.50% | 14 |
All 104 rate changes
| Date | APY | Change |
|---|---|---|
| June 7, 2026 | 3.00% | −0.10 |
| April 21, 2026 | 3.10% | −0.10 |
| February 25, 2026 | 3.20% | −0.10 |
| November 2, 2025 | 3.30% | −0.10 |
| October 6, 2025 | 3.40% | −0.10 |
| June 21, 2025 | 3.50% | −0.10 |
| March 31, 2025 | 3.60% | −0.10 |
| February 19, 2025 | 3.70% | −0.10 |
| December 11, 2024 | 3.80% | −0.05 |
| November 21, 2024 | 3.85% | −0.15 |
| September 28, 2024 | 4.00% | −0.20 |
| April 20, 2024 | 4.20% | −0.05 |
| April 5, 2024 | 4.25% | −0.10 |
| December 25, 2023 | 4.35% | +0.10 |
| August 1, 2023 | 4.25% | +0.25 |
| July 10, 2023 | 4.00% | +0.15 |
| June 1, 2023 | 3.85% | +0.10 |
| March 30, 2023 | 3.75% | +0.35 |
| February 9, 2023 | 3.40% | +0.10 |
| December 23, 2022 | 3.30% | +0.30 |
| December 6, 2022 | 3.00% | +0.25 |
| November 11, 2022 | 2.75% | +0.25 |
| November 3, 2022 | 2.50% | +0.15 |
| October 26, 2022 | 2.35% | +0.10 |
| October 5, 2022 | 2.25% | +0.15 |
| September 25, 2022 | 2.10% | +0.10 |
| September 9, 2022 | 2.00% | +0.25 |
| August 17, 2022 | 1.75% | +0.50 |
| July 28, 2022 | 1.25% | +0.10 |
| July 11, 2022 | 1.15% | +0.15 |
| June 29, 2022 | 1.00% | +0.10 |
| June 16, 2022 | 0.90% | +0.15 |
| May 30, 2022 | 0.75% | +0.25 |
| December 14, 2020 | 0.50% | −0.10 |
| October 1, 2020 | 0.60% | −0.20 |
| August 15, 2020 | 0.80% | −0.20 |
| July 8, 2020 | 1.00% | −0.10 |
| June 22, 2020 | 1.10% | −0.15 |
| May 12, 2020 | 1.25% | −0.25 |
| March 17, 2020 | 1.50% | −0.10 |
| January 7, 2020 | 1.60% | −0.10 |
| November 13, 2019 | 1.70% | −0.10 |
| October 15, 2019 | 1.80% | −0.10 |
| August 13, 2019 | 1.90% | −0.20 |
| July 1, 2019 | 2.10% | −0.10 |
| January 21, 2019 | 2.20% | +0.20 |
| November 19, 2018 | 2.00% | +0.10 |
| October 9, 2018 | 1.90% | +0.05 |
| September 24, 2018 | 1.85% | +0.05 |
| August 8, 2018 | 1.80% | +0.05 |
| July 10, 2018 | 1.75% | +0.10 |
| June 27, 2018 | 1.65% | +0.05 |
| May 18, 2018 | 1.60% | +0.10 |
| May 9, 2018 | 1.50% | +0.05 |
| February 14, 2018 | 1.45% | +0.10 |
| January 29, 2018 | 1.35% | +0.10 |
| November 15, 2017 | 1.25% | +0.05 |
| September 1, 2017 | 1.20% | +0.05 |
| July 6, 2017 | 1.15% | +0.10 |
| April 21, 2017 | 1.05% | +0.05 |
| October 13, 2015 | 1.00% | +0.01 |
| December 28, 2014 | 0.99% | +0.09 |
| October 5, 2014 | 0.90% | +0.03 |
| February 3, 2014 | 0.87% | +0.02 |
| November 15, 2013 | 0.85% | −0.01 |
| November 4, 2013 | 0.86% | +0.02 |
| March 20, 2013 | 0.84% | −0.11 |
| October 30, 2012 | 0.95% | +0.06 |
| August 5, 2012 | 0.89% | +0.05 |
| January 29, 2012 | 0.84% | −0.05 |
| November 10, 2011 | 0.89% | +0.04 |
| October 24, 2011 | 0.85% | −0.06 |
| October 17, 2011 | 0.91% | −0.08 |
| August 25, 2011 | 0.99% | −0.01 |
| August 15, 2011 | 1.00% | −0.04 |
| July 15, 2011 | 1.04% | −0.05 |
| July 12, 2011 | 1.09% | +0.05 |
| June 10, 2011 | 1.04% | +0.04 |
| March 21, 2011 | 1.00% | −0.05 |
| February 24, 2011 | 1.05% | −0.04 |
| November 23, 2010 | 1.09% | −0.01 |
| November 18, 2010 | 1.10% | −0.09 |
| November 5, 2010 | 1.19% | −0.05 |
| September 29, 2010 | 1.24% | −0.01 |
| August 31, 2010 | 1.25% | −0.04 |
| March 12, 2010 | 1.29% | −0.01 |
| March 4, 2010 | 1.30% | −0.09 |
| February 20, 2010 | 1.39% | −0.05 |
| February 11, 2010 | 1.44% | −0.05 |
| January 7, 2010 | 1.49% | −0.01 |
| December 8, 2009 | 1.50% | −0.09 |
| November 25, 2009 | 1.59% | −0.05 |
| November 14, 2009 | 1.64% | +0.09 |
| October 31, 2009 | 1.55% | −0.15 |
| October 16, 2009 | 1.70% | −0.10 |
| October 3, 2009 | 1.80% | +0.05 |
| August 28, 2009 | 1.75% | +0.05 |
| August 7, 2009 | 1.70% | −0.05 |
| July 31, 2009 | 1.75% | −0.10 |
| July 17, 2009 | 1.85% | −0.10 |
| July 10, 2009 | 1.95% | −0.05 |
| June 19, 2009 | 2.00% | −0.05 |
| June 5, 2009 | 2.05% | −0.20 |
| May 10, 2009 | 2.25% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.