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Ally Bank Rate History (2009–2026)

RateBrain has tracked 10 products from Ally Bank since May 2009. Its best rate in that time was 5.25% APY on its 1 Year CD in 2023.

Current Ally Bank rates »

Best rate by year

YearBest APYProduct
20264.15%18 Month CD
20254.05%6 Month CD
20245.25%1 Year CD
20235.25%1 Year CD
20224.25%3 Year CD
20211.50%1 Year CD
20202.15%5 Year CD
20193.10%5 Year CD
20183.10%5 Year CD
20172.35%5 Year CD
20162.00%5 Year CD
20152.00%5 Year CD
20142.00%5 Year CD
20131.61%5 Year CD
20121.79%5 Year CD
20112.40%5 Year CD
20103.15%5 Year CD
20093.40%5 Year CD

3 Month CD

Now 2.70% APY

Ally Bank 3 Month CD rate history1 rate changes since Sep 2026.2.40%2.50%2.60%2.70%2.80%2.90%3.00%2.70%

6 Month CD

Now 3.50% APY

Ally Bank 6 Month CD rate history68 rate changes since May 2009.0.00%1.00%2.00%3.00%4.00%5.00%6.00%2010201320162019202220253.50%5.05% · Jan 20240.60% · May 2014

9 Month CD

Now 3.90% APY

Ally Bank 9 Month CD rate history1 rate changes since Sep 2026.3.60%3.70%3.80%3.90%4.00%4.10%4.20%3.90%

1 Year CD

Now 4.00% APY

Ally Bank 1 Year CD rate history137 rate changes since May 2009.0.00%1.00%2.00%3.00%4.00%5.00%6.00%2010201320162019202220254.00%5.25% · Dec 20230.90% · Apr 2013

18 Month CD

Now 4.15% APY

Ally Bank 18 Month CD rate history1 rate changes since Sep 2026.3.90%4.00%4.10%4.20%4.30%4.40%4.15%

3 Year CD

Now 3.60% APY

Ally Bank 3 Year CD rate history131 rate changes since Jun 2010.0.00%1.00%2.00%3.00%4.00%5.00%6.00%2011201420172020202320263.60%5.15% · Sep 20230.55% · Nov 2021

5 Year CD

Now 4.00% APY

Ally Bank 5 Year CD rate history122 rate changes since Jul 2009.0.00%1.00%2.00%3.00%4.00%5.00%6.00%2010201320162019202220254.00%5.15% · Sep 20231.25% · Jun 2020

Savings

Now 3.00% APY

Ally Bank Savings rate history104 rate changes since May 2009.0.00%1.00%2.00%3.00%4.00%5.00%2010201320162019202220253.00%4.35% · Dec 20230.50% · Dec 2020

2 Year CD (no longer offered)

Last 1.14% APY

Ally Bank 2 Year CD rate history18 rate changes since Jun 2009.0.50%1.00%1.50%2.00%2.50%3.00%2010201320162019202220251.14%2.50% · Jun 20091.14% · Aug 2012

4 Year CD (no longer offered)

Last 3.25% APY

Ally Bank 4 Year CD rate history73 rate changes since Jun 2010.0.00%1.00%2.00%3.00%4.00%5.00%2011201420172020202320263.25%4.00% · Oct 20231.00% · Jun 2020

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.

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