Ally Bank CD Rate - 5 Year

Ally Bank's 5 Year CD pays 4.50% APY as of November 5, 2026, checked 21 hours ago. Since RateBrain began tracking it in 2009, this 5 Year CD has paid as much as 5.15% (Sep 2023) and as little as 1.25% (Jun 2020). It is currently above the median 5 Year CD rate we track (3.40% across 113 banks).

4.50% APY

up from 4.25% on Oct 23

Last checked: Nov 5 · 21 hours ago
Minimum deposit: None

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See the full Ally Bank 5 Year CD rate history »

Ally Bank CD Rate - 5 Year CD - Rate History

Now 4.50% APY

All-time high 5.15% (Sep 2023)
Low 1.25% (Jun 2020)
1-year change +1.00
125 changes
Tracked since Jul 2009
Full rate history »

The gray line is the median 5 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
October 23, 2026	4.50%	+0.25
October 16, 2026	4.25%	+0.15
September 22, 2026	4.10%	+0.10
September 16, 2026	4.00%	+0.50
August 25, 2026	3.50%	+0.10
January 16, 2026	3.40%	−0.10
February 19, 2025	3.50%	+0.10
November 21, 2024	3.40%	−0.10
October 28, 2024	3.50%	−0.10
September 28, 2024	3.60%	−0.15
August 28, 2024	3.75%	−0.15
February 24, 2024	3.90%	−0.10
January 22, 2024	4.00%	−0.10
October 5, 2023	4.10%	−1.05
September 27, 2023	5.15%	+1.05
August 12, 2023	4.10%	−0.90
August 4, 2023	5.00%	+0.90
August 1, 2023	4.10%	−0.90
July 30, 2023	5.00%	+0.90
June 1, 2023	4.10%	−0.15

Show all 125 changes

Date	APY	Change
December 23, 2022	4.25%	+3.00
June 15, 2020	1.25%	−0.10
June 2, 2020	1.35%	−0.05
May 22, 2020	1.40%	−0.10
May 13, 2020	1.50%	−0.10
March 25, 2020	1.60%	+0.10
March 21, 2020	1.50%	−0.25
March 9, 2020	1.75%	−0.40
December 10, 2019	2.15%	−0.10
October 29, 2019	2.25%	−0.05
October 10, 2019	2.30%	−0.10
October 2, 2019	2.40%	−0.05
September 25, 2019	2.45%	−0.05
September 11, 2019	2.50%	−0.10
August 27, 2019	2.60%	−0.05
August 14, 2019	2.65%	+0.15
August 6, 2019	2.50%	−0.15
July 31, 2019	2.65%	−0.10
July 16, 2019	2.75%	−0.10
June 20, 2019	2.85%	−0.15
April 4, 2019	3.00%	−0.10
November 19, 2018	3.10%	+0.10
September 25, 2018	3.00%	+0.10
August 12, 2018	2.90%	+0.25
July 9, 2018	2.65%	+0.15
May 9, 2018	2.50%	+0.10
April 7, 2018	2.40%	−0.10
March 23, 2018	2.50%	+0.10
February 12, 2018	2.40%	+0.10
December 28, 2017	2.30%	−0.05
December 20, 2017	2.35%	+0.10
April 20, 2017	2.25%	+0.25
March 29, 2017	2.00%	+0.05
March 6, 2017	1.95%	+0.25
September 18, 2016	1.70%	−0.05
June 19, 2016	1.75%	+0.05
May 25, 2016	1.70%	−0.30
September 16, 2014	2.00%	+0.40
October 23, 2013	1.60%	+0.10
October 20, 2013	1.50%	−0.10
October 18, 2013	1.60%	+0.10
June 18, 2013	1.50%	−0.04
May 24, 2013	1.54%	+0.03
May 9, 2013	1.51%	−0.03
March 19, 2013	1.54%	−0.05
January 9, 2013	1.59%	−0.02
November 28, 2012	1.61%	−0.03
November 15, 2012	1.64%	−0.01
October 26, 2012	1.65%	−0.04
September 14, 2012	1.69%	−0.05
August 5, 2012	1.74%	+0.05
July 23, 2012	1.69%	−0.05
July 13, 2012	1.74%	+0.02
July 3, 2012	1.72%	−0.01
June 26, 2012	1.73%	+0.08
June 20, 2012	1.65%	−0.04
May 17, 2012	1.69%	+0.01
April 30, 2012	1.68%	−0.01
April 16, 2012	1.69%	−0.05
February 10, 2012	1.74%	−0.05
December 29, 2011	1.79%	−0.05
November 23, 2011	1.84%	−0.04
November 19, 2011	1.88%	−0.01
November 2, 2011	1.89%	−0.09
October 24, 2011	1.98%	−0.02
October 14, 2011	2.00%	−0.04
September 23, 2011	2.04%	−0.05
September 20, 2011	2.09%	−0.02
September 12, 2011	2.11%	−0.03
September 7, 2011	2.14%	−0.03
September 2, 2011	2.17%	−0.02
August 29, 2011	2.19%	−0.01
August 23, 2011	2.20%	−0.10
August 5, 2011	2.30%	−0.02
July 28, 2011	2.32%	−0.01
July 6, 2011	2.33%	−0.01
June 23, 2011	2.34%	−0.03
June 15, 2011	2.37%	−0.02
May 20, 2011	2.39%	−0.01
February 23, 2011	2.40%	+0.01
January 6, 2011	2.39%	−0.01
November 22, 2010	2.40%	−0.04
November 18, 2010	2.44%	−0.05
October 20, 2010	2.49%	−0.05
October 13, 2010	2.54%	−0.01
October 10, 2010	2.55%	−0.09
September 29, 2010	2.64%	−0.05
September 17, 2010	2.69%	−0.05
August 27, 2010	2.74%	−0.06
August 16, 2010	2.80%	−0.09
August 11, 2010	2.89%	−0.05
July 2, 2010	2.94%	−0.01
June 26, 2010	2.95%	−0.04
March 31, 2010	2.99%	−0.10
March 9, 2010	3.09%	−0.01
March 5, 2010	3.10%	−0.05
January 22, 2010	3.15%	+0.05
November 8, 2009	3.10%	−0.15
October 31, 2009	3.25%	−0.10
October 24, 2009	3.35%	−0.05
September 26, 2009	3.40%	+0.10
September 4, 2009	3.30%	+0.05
August 28, 2009	3.25%	+0.05
August 7, 2009	3.20%	−0.05
July 19, 2009	3.25%	first tracked

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Common questions

What is the Ally Bank 5 Year CD rate today?

The Ally Bank 5 Year CD pays 4.50% APY as of November 5, 2026, checked 21 hours ago.

How does the Ally Bank 5 Year CD compare with other 5 Year CDs?

It pays 4.50% APY. The median across the 113 5 Year CD rates RateBrain tracks is 3.40%, so it is 1.10 percentage points above the median.

What has the Ally Bank 5 Year CD paid over time?

Since RateBrain began tracking it in 2009, it has paid as much as 5.15% (Sep 2023) and as little as 1.25% (Jun 2020).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.