Ally Bank CD Rate - 3 Year

Ally Bank's 3 Year CD pays 3.60% APY as of September 20, 2026, checked 57 minutes ago. The rate was raised from 3.40% on September 16, 2026. Since RateBrain began tracking it in 2010, this 3 Year CD has paid as much as 5.15% (Sep 2023) and as little as 0.55% (Nov 2021). It is currently above the median 3 Year CD rate we track (3.50% across 50 banks).

3.60% APY

up from 3.40% on Sep 16

Last checked: Sep 20 · 57 minutes ago
Minimum deposit: None

View on Ally Bank’s website »See all Ally Bank rates »

Rate history

Now 3.60% APY

All-time high 5.15% (Sep 2023)
Low 0.55% (Nov 2021)
1-year change +0.10
131 changes
Tracked since Jun 2010
Full rate history »

The gray line is the median 3 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 16, 2026	3.60%	+0.20
January 16, 2026	3.40%	−0.10
February 19, 2025	3.50%	+0.10
November 21, 2024	3.40%	−0.10
October 28, 2024	3.50%	−0.10
October 2, 2024	3.60%	−0.15
August 24, 2024	3.75%	−0.25
January 28, 2024	4.00%	−0.15
January 21, 2024	4.15%	−0.10
September 27, 2023	4.25%	−0.90
September 20, 2023	5.15%	+0.90
May 10, 2023	4.25%	−0.05
March 31, 2023	4.30%	+0.05
February 9, 2023	4.25%	−0.10
January 16, 2023	4.35%	+0.10
December 18, 2022	4.25%	+0.15
December 6, 2022	4.10%	+0.05
November 3, 2022	4.05%	+0.80
October 19, 2022	3.25%	+0.05
October 5, 2022	3.20%	+0.10

Show all 131 changes

Date	APY	Change
September 25, 2022	3.10%	+0.10
August 17, 2022	3.00%	+0.30
August 11, 2022	2.70%	+0.20
July 11, 2022	2.50%	+0.25
May 27, 2022	2.25%	+0.25
May 16, 2022	2.00%	+0.20
May 9, 2022	1.80%	+0.30
April 21, 2022	1.50%	+0.35
March 29, 2022	1.15%	+0.30
March 3, 2022	0.85%	+0.20
December 12, 2021	0.65%	+0.10
November 24, 2021	0.55%	−0.10
January 19, 2021	0.65%	+0.05
January 7, 2021	0.60%	−0.05
December 29, 2020	0.65%	+0.05
December 22, 2020	0.60%	−0.05
December 7, 2020	0.65%	−0.10
November 27, 2020	0.75%	+0.10
November 9, 2020	0.65%	−0.10
November 3, 2020	0.75%	+0.10
October 28, 2020	0.65%	−0.10
September 13, 2020	0.75%	−0.05
September 3, 2020	0.80%	−0.15
August 20, 2020	0.95%	+0.05
August 13, 2020	0.90%	−0.05
August 7, 2020	0.95%	−0.05
July 24, 2020	1.00%	−0.05
July 22, 2020	1.05%	+0.05
July 21, 2020	1.00%	−0.05
July 4, 2020	1.05%	+0.05
July 1, 2020	1.00%	−0.05
June 23, 2020	1.05%	−0.10
June 16, 2020	1.15%	−0.15
May 29, 2020	1.30%	−0.05
May 22, 2020	1.35%	−0.10
May 19, 2020	1.45%	+0.10
May 15, 2020	1.35%	−0.20
March 25, 2020	1.55%	+0.05
March 21, 2020	1.50%	−0.25
March 9, 2020	1.75%	−0.30
January 9, 2020	2.05%	+0.05
January 5, 2020	2.00%	−0.05
November 5, 2019	2.05%	−0.10
October 30, 2019	2.15%	−0.05
October 15, 2019	2.20%	−0.05
October 3, 2019	2.25%	−0.10
September 25, 2019	2.35%	−0.05
September 11, 2019	2.40%	−0.05
August 27, 2019	2.45%	−0.05
July 31, 2019	2.50%	−0.05
June 20, 2019	2.55%	−0.05
April 4, 2019	2.60%	−0.10
February 6, 2019	2.70%	−0.05
February 1, 2019	2.75%	+0.05
November 19, 2018	2.70%	+0.15
August 12, 2018	2.55%	+1.00
July 2, 2016	1.55%	+0.03
May 9, 2016	1.52%	−0.03
April 27, 2016	1.55%	+0.03
February 27, 2016	1.52%	−0.03
January 9, 2016	1.55%	+0.05
September 30, 2015	1.50%	+0.10
January 2, 2015	1.40%	+0.20
July 30, 2013	1.20%	+0.01
May 8, 2013	1.19%	−0.01
April 22, 2013	1.20%	+0.01
February 8, 2013	1.19%	−0.10
November 14, 2012	1.29%	−0.01
September 14, 2012	1.30%	−0.04
August 5, 2012	1.34%	+0.04
March 15, 2012	1.30%	−0.04
February 29, 2012	1.34%	−0.01
February 16, 2012	1.35%	−0.04
February 8, 2012	1.39%	−0.01
January 18, 2012	1.40%	+0.01
December 29, 2011	1.39%	−0.01
November 10, 2011	1.40%	−0.04
October 26, 2011	1.44%	−0.05
October 12, 2011	1.49%	−0.04
September 26, 2011	1.53%	−0.01
September 16, 2011	1.54%	−0.04
September 14, 2011	1.58%	−0.01
August 24, 2011	1.59%	−0.05
August 17, 2011	1.64%	−0.09
August 8, 2011	1.73%	−0.01
June 28, 2011	1.74%	−0.01
June 20, 2011	1.75%	+0.01
June 14, 2011	1.74%	−0.01
June 3, 2011	1.75%	−0.03
May 31, 2011	1.78%	−0.01
May 27, 2011	1.79%	−0.01
March 23, 2011	1.80%	−0.05
March 7, 2011	1.85%	+0.01
December 16, 2010	1.84%	−0.01
November 23, 2010	1.85%	−0.04
November 10, 2010	1.89%	−0.01
October 28, 2010	1.90%	−0.04
October 22, 2010	1.94%	−0.01
October 20, 2010	1.95%	−0.04
October 12, 2010	1.99%	−0.01
October 7, 2010	2.00%	−0.04
September 29, 2010	2.04%	−0.03
September 27, 2010	2.07%	−0.02
September 20, 2010	2.09%	−0.05
September 6, 2010	2.14%	−0.03
August 30, 2010	2.17%	−0.02
August 16, 2010	2.19%	−0.01
August 9, 2010	2.20%	−0.04
July 27, 2010	2.24%	−0.03
July 15, 2010	2.27%	−0.02
June 24, 2010	2.29%	first tracked

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