BMO Alto CD Rate - 1 Year
BMO Alto's 1 Year CD pays 3.00% APY as of November 10, 2026, checked 6 hours ago. Since RateBrain began tracking it in 2023, this 1 Year CD has paid as much as 5.65% (Dec 2023) and as little as 2.50% (Aug 2026). It is currently below the median 1 Year CD rate we track (4.00% across 145 banks).
3.00% APY
up from 2.50% on Oct 4
- Last checked
- Nov 10 · 6 hours ago
- Minimum deposit
- None
Alert me when this rate changesShare this rate
See the full BMO Alto 1 Year CD rate history »
BMO Alto CD Rate - 1 Year CD - Rate History
Now 3.00% APY
- All-time high 5.65% (Dec 2023)
- Low 2.50% (Aug 2026)
- 1-year change −2.05
- 7 changes
- Tracked since May 2023
- Full rate history »
The gray line is the median 1 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 4, 2026 | 3.00% | +0.50 |
| August 12, 2026 | 2.50% | −2.55 |
| May 18, 2024 | 5.05% | −0.25 |
| February 16, 2024 | 5.30% | −0.35 |
| December 19, 2023 | 5.65% | +0.40 |
| July 8, 2023 | 5.25% | +0.15 |
| May 10, 2023 | 5.10% | first tracked |
Set Up Rate Alert
Share this rate
https://ratebrain.com/bmo-alto-1-year-cd
ShareOther BMO Alto rates
Other 1 Year CD rates
- State Bank of India4.89%
- EagleBank4.80%
- USALLIANCE Financial4.75%
- BTG Pactual US4.65%
- CFG Bank4.65%
- Merrick Bank4.65%
Common questions
What is the BMO Alto 1 Year CD rate today?
The BMO Alto 1 Year CD pays 3.00% APY as of November 10, 2026, checked 6 hours ago.
How does the BMO Alto 1 Year CD compare with other 1 Year CDs?
It pays 3.00% APY. The median across the 145 1 Year CD rates RateBrain tracks is 4.00%, so it is 1.00 percentage points below the median.
What has the BMO Alto 1 Year CD paid over time?
Since RateBrain began tracking it in 2023, it has paid as much as 5.65% (Dec 2023) and as little as 2.50% (Aug 2026).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.