Capital One CD Rate - 2 Year
Capital One's 2 Year CD pays 3.50% APY as of September 22, 2026, checked 1 day ago. The rate was lowered from 3.60% on February 16, 2026. Since RateBrain began tracking it in 2009, this 2 Year CD has paid as much as 4.40% (Aug 2023) and as little as 0.25% (Oct 2020). It is currently at the median 2 Year CD rate we track (3.50% across 57 banks).
3.50% APY
down from 3.60% on Feb 16
- Last checked
- Sep 22 · 1 day ago
- Minimum deposit
- $5,000
Rate history
Now 3.50% APY
- All-time high 4.40% (Aug 2023)
- Low 0.25% (Oct 2020)
- 1-year change −0.10
- 70 changes
- Tracked since Oct 2009
- Full rate history »
The gray line is the median 2 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| February 16, 2026 | 3.50% | −0.10 |
| December 10, 2025 | 3.60% | +0.10 |
| October 22, 2025 | 3.50% | −0.10 |
| September 16, 2025 | 3.60% | −0.20 |
| July 22, 2025 | 3.80% | +0.30 |
| December 20, 2024 | 3.50% | −0.10 |
| November 24, 2024 | 3.60% | −0.10 |
| November 5, 2024 | 3.70% | +0.15 |
| October 28, 2024 | 3.55% | −0.15 |
| September 18, 2024 | 3.70% | −0.10 |
| September 10, 2024 | 3.80% | −0.20 |
| April 15, 2024 | 4.00% | −0.20 |
| March 14, 2024 | 4.20% | −0.10 |
| January 19, 2024 | 4.30% | −0.10 |
| August 12, 2023 | 4.40% | +0.05 |
| July 30, 2023 | 4.35% | +0.05 |
| December 21, 2022 | 4.30% | +0.20 |
| October 28, 2022 | 4.10% | +0.80 |
| September 28, 2022 | 3.30% | +0.30 |
| September 9, 2022 | 3.00% | +0.20 |
Show all 70 changes
| Date | APY | Change |
|---|---|---|
| August 17, 2022 | 2.80% | +0.20 |
| July 28, 2022 | 2.60% | +0.35 |
| June 28, 2022 | 2.25% | +0.15 |
| June 13, 2022 | 2.10% | +0.10 |
| May 26, 2022 | 2.00% | +0.30 |
| May 5, 2022 | 1.70% | +0.10 |
| April 21, 2022 | 1.60% | +0.70 |
| April 5, 2022 | 0.90% | +0.10 |
| March 3, 2022 | 0.80% | +0.10 |
| November 11, 2021 | 0.70% | +0.45 |
| October 8, 2020 | 0.25% | −0.15 |
| September 11, 2020 | 0.40% | −0.35 |
| June 15, 2020 | 0.75% | −0.35 |
| May 22, 2020 | 1.10% | −0.25 |
| May 15, 2020 | 1.35% | −0.05 |
| April 6, 2020 | 1.40% | +0.45 |
| March 13, 2020 | 0.95% | −0.85 |
| September 13, 2019 | 1.80% | −0.40 |
| August 29, 2019 | 2.20% | −0.15 |
| June 30, 2019 | 2.35% | −0.25 |
| May 31, 2019 | 2.60% | −0.15 |
| May 14, 2019 | 2.75% | −0.05 |
| January 9, 2019 | 2.80% | +0.10 |
| November 13, 2018 | 2.70% | +0.10 |
| September 24, 2018 | 2.60% | +0.10 |
| June 27, 2018 | 2.50% | +0.15 |
| May 18, 2018 | 2.35% | +0.10 |
| April 18, 2018 | 2.25% | +0.05 |
| February 14, 2018 | 2.20% | +0.35 |
| December 7, 2017 | 1.85% | +0.10 |
| November 8, 2017 | 1.75% | +0.55 |
| September 14, 2017 | 1.20% | −0.40 |
| July 6, 2017 | 1.60% | +0.15 |
| May 10, 2017 | 1.45% | −0.15 |
| March 14, 2017 | 1.60% | +0.15 |
| December 9, 2016 | 1.45% | +0.35 |
| July 2, 2016 | 1.10% | −0.20 |
| June 25, 2016 | 1.30% | +0.20 |
| March 2, 2016 | 1.10% | −0.40 |
| February 14, 2016 | 1.50% | +0.20 |
| December 13, 2015 | 1.30% | +0.30 |
| June 18, 2015 | 1.00% | −0.10 |
| May 13, 2015 | 1.10% | +0.70 |
| August 24, 2011 | 0.40% | −0.25 |
| June 8, 2011 | 0.65% | −0.10 |
| August 11, 2010 | 0.75% | −0.50 |
| February 9, 2010 | 1.25% | −0.75 |
| November 27, 2009 | 2.00% | −0.20 |
| November 14, 2009 | 2.20% | −0.10 |
| October 30, 2009 | 2.30% | first tracked |
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Copy linkOther Capital One rates
- 6 Month CD3.30%
- 9 Month CD3.75%
- 11 Month CD4.30%
- 1 Year CD4.00%
- 18 Month CD3.60%
- 30 Month CD3.50%
- 3 Year CD3.50%
- 4 Year CD3.50%
- 5 Year CD3.60%
- Savings3.00%
Other 2 Year CD rates
- State Bank of India4.52%
- Goldwater Bank4.50%
- BTG Pactual US4.47%
- Popular Direct4.45%
- PenFed Credit Union4.40%
- Barclays Bank4.35%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.