Capital One CD Rate - 3 Year
Capital One's 3 Year CD pays 3.50% APY as of November 3, 2026, checked 1 day ago. The rate has not changed since RateBrain began tracking it on September 20, 2026. It is currently above the median 3 Year CD rate we track (3.41% across 121 banks).
3.50% APY
- Last checked
- Nov 3 · 1 day ago
- Minimum deposit
- None
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See the full Capital One 3 Year CD rate history »
Capital One CD Rate - 3 Year CD - Rate History
Now 3.50% APY
- All-time high 3.50% (Sep 2026)
- Low 3.50% (Sep 2026)
- 1 change
- Tracked since Sep 2026
- Full rate history »
The gray line is the median 3 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 20, 2026 | 3.50% | first tracked |
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ShareOther Capital One rates
- 6 Month CD3.30%
- 9 Month CD3.75%
- 11 Month CD4.50%
- 1 Year CD4.00%
- 18 Month CD3.60%
- 2 Year CD3.50%
- 30 Month CD3.50%
- 4 Year CD3.50%
- 5 Year CD3.60%
- Savings3.20%
Other 3 Year CD rates
- State Bank of India5.04%
- Merrick Bank4.90%
- Quorum Federal Credit Union4.90%
- BTG Pactual US4.85%
- Popular Direct4.85%
- CFG Bank4.82%
Common questions
What is the Capital One 3 Year CD rate today?
The Capital One 3 Year CD pays 3.50% APY as of November 3, 2026, checked 1 day ago.
How does the Capital One 3 Year CD compare with other 3 Year CDs?
It pays 3.50% APY. The median across the 121 3 Year CD rates RateBrain tracks is 3.41%, so it is 0.09 percentage points above the median.
Has the Capital One 3 Year CD rate changed?
Not since RateBrain began tracking it on September 20, 2026.
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.