Capital One Savings (HYSA) Rate
Capital One's savings account pays 3.20% APY as of November 6, 2026, checked 17 hours ago. Since RateBrain began tracking it in 2009, this savings account has paid as much as 4.35% (Dec 2023) and as little as 0.40% (Dec 2020). It is currently below the median savings rate we track (3.55% across 167 banks).
3.20% APY
up from 3.10% on Oct 21
- Last checked
- Nov 6 · 17 hours ago
- Minimum deposit
- $10,000
Alert me when this rate changesShare this rate
See the full Capital One Savings (HYSA) rate history »
Capital One Savings (HYSA) Rate - Rate History
Now 3.20% APY
- All-time high 4.35% (Dec 2023)
- Low 0.40% (Dec 2020)
- 1-year change −0.20
- 68 changes
- Tracked since May 2009
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| October 21, 2026 | 3.20% | +0.10 |
| September 28, 2026 | 3.10% | +0.10 |
| June 5, 2026 | 3.00% | −0.10 |
| May 12, 2026 | 3.10% | −0.10 |
| March 16, 2026 | 3.20% | −0.10 |
| January 12, 2026 | 3.30% | −0.10 |
| October 7, 2025 | 3.40% | −0.10 |
| June 28, 2025 | 3.50% | −0.10 |
| April 8, 2025 | 3.60% | −0.10 |
| February 7, 2025 | 3.70% | −0.10 |
| December 10, 2024 | 3.80% | −0.10 |
| November 23, 2024 | 3.90% | −0.10 |
| October 28, 2024 | 4.00% | −0.10 |
| October 2, 2024 | 4.10% | −0.15 |
| April 15, 2024 | 4.25% | −0.10 |
| December 11, 2023 | 4.35% | +0.05 |
| August 1, 2023 | 4.30% | +0.15 |
| July 13, 2023 | 4.15% | +0.05 |
| June 14, 2023 | 4.10% | +0.10 |
| June 3, 2023 | 4.00% | +0.25 |
Show all 68 changes
| Date | APY | Change |
|---|---|---|
| May 10, 2023 | 3.75% | +0.35 |
| February 9, 2023 | 3.40% | +0.10 |
| December 14, 2022 | 3.30% | +0.30 |
| October 28, 2022 | 3.00% | +0.65 |
| October 26, 2022 | 2.35% | +0.05 |
| October 19, 2022 | 2.30% | +0.15 |
| September 28, 2022 | 2.15% | +0.15 |
| September 21, 2022 | 2.00% | +0.10 |
| September 9, 2022 | 1.90% | +0.20 |
| August 17, 2022 | 1.70% | +0.40 |
| July 28, 2022 | 1.30% | +0.30 |
| June 28, 2022 | 1.00% | +0.10 |
| June 16, 2022 | 0.90% | +0.10 |
| June 7, 2022 | 0.80% | +0.10 |
| May 27, 2022 | 0.70% | +0.10 |
| April 28, 2022 | 0.60% | +0.20 |
| December 1, 2020 | 0.40% | −0.10 |
| October 2, 2020 | 0.50% | −0.15 |
| September 3, 2020 | 0.65% | −0.15 |
| August 5, 2020 | 0.80% | −0.20 |
| June 16, 2020 | 1.00% | −0.15 |
| June 3, 2020 | 1.15% | −0.15 |
| May 20, 2020 | 1.30% | −0.20 |
| March 17, 2020 | 1.50% | −0.20 |
| January 2, 2020 | 1.70% | −0.10 |
| November 15, 2019 | 1.80% | −0.10 |
| September 24, 2019 | 1.90% | +0.90 |
| December 28, 2017 | 1.00% | +0.25 |
| April 29, 2013 | 0.75% | +0.15 |
| April 4, 2012 | 0.60% | −0.05 |
| February 3, 2012 | 0.65% | −0.05 |
| January 25, 2012 | 0.70% | −0.10 |
| December 16, 2011 | 0.80% | −0.05 |
| September 22, 2011 | 0.85% | −0.16 |
| August 15, 2011 | 1.01% | −0.09 |
| March 19, 2011 | 1.10% | −0.10 |
| March 2, 2011 | 1.20% | −0.05 |
| December 16, 2010 | 1.25% | −0.05 |
| October 29, 2010 | 1.30% | −0.05 |
| October 4, 2010 | 1.35% | +0.15 |
| March 15, 2010 | 1.20% | −0.10 |
| March 11, 2010 | 1.30% | −0.10 |
| February 5, 2010 | 1.40% | −0.10 |
| November 14, 2009 | 1.50% | −0.10 |
| August 6, 2009 | 1.60% | −0.15 |
| June 4, 2009 | 1.75% | −0.10 |
| May 20, 2009 | 1.85% | −0.16 |
| May 9, 2009 | 2.01% | first tracked |
Set Up Rate Alert
Share this rate
https://ratebrain.com/capital-one-savings-account
ShareOther Capital One rates
- 6 Month CD3.30%
- 9 Month CD3.75%
- 11 Month CD4.50%
- 1 Year CD4.45%
- 18 Month CD3.60%
- 2 Year CD3.50%
- 30 Month CD3.50%
- 3 Year CD3.50%
- 4 Year CD3.50%
- 5 Year CD3.60%
Other savings rates
Common questions
What is the Capital One savings account rate today?
The Capital One savings account pays 3.20% APY as of November 6, 2026, checked 17 hours ago.
How does the Capital One savings account compare with other savings accounts?
It pays 3.20% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.35 percentage points below the median.
What has the Capital One savings account paid over time?
Since RateBrain began tracking it in 2009, it has paid as much as 4.35% (Dec 2023) and as little as 0.40% (Dec 2020).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.