Capital One CD Rate - 1 Year

Capital One's 1 Year CD pays 4.00% APY as of November 5, 2026, checked 21 hours ago. The rate has not changed since RateBrain began tracking it on September 21, 2026. It is currently at the median 1 Year CD rate we track (4.00% across 145 banks).

4.00% APY

Last checked: Nov 5 · 21 hours ago
Minimum deposit: None

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See the full Capital One 1 Year CD rate history »

Capital One CD Rate - 1 Year CD - Rate History

Now 4.00% APY

All-time high 4.00% (Sep 2026)
Low 4.00% (Sep 2026)
1 change
Tracked since Sep 2026
Full rate history »

The gray line is the median 1 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 21, 2026	4.00%	first tracked

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Other 1 Year CD rates

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Common questions

What is the Capital One 1 Year CD rate today?

The Capital One 1 Year CD pays 4.00% APY as of November 5, 2026, checked 21 hours ago.

How does the Capital One 1 Year CD compare with other 1 Year CDs?

It pays 4.00% APY. The median across the 145 1 Year CD rates RateBrain tracks is 4.00%, so it is the same as the median.

Has the Capital One 1 Year CD rate changed?

Not since RateBrain began tracking it on September 21, 2026.

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.