USAA CD Rate - 2 Year
USAA's 2 Year CD pays 1.40% APY as of November 9, 2026, checked 18 hours ago. Since RateBrain began tracking it in 2010, this 2 Year CD has paid as much as 4.40% (Jan 2024) and as little as 0.81% (May 2013). It is currently below the median 2 Year CD rate we track (3.66% across 127 banks).
1.40% APY
down from 4.40% on Sep 24
- Last checked
- Nov 9 · 18 hours ago
- Minimum deposit
- $1,000
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See the full USAA 2 Year CD rate history »
USAA CD Rate - 2 Year CD - Rate History
Now 1.40% APY
- All-time high 4.40% (Jan 2024)
- Low 0.81% (May 2013)
- 1-year change −3.00
- 40 changes
- Tracked since May 2010
- Full rate history »
The gray line is the median 2 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 24, 2026 | 1.40% | −3.00 |
| January 28, 2024 | 4.40% | +0.40 |
| July 31, 2023 | 4.00% | +0.95 |
| July 10, 2023 | 3.05% | −0.61 |
| December 25, 2022 | 3.66% | +1.83 |
| November 20, 2019 | 1.83% | −0.08 |
| October 29, 2019 | 1.91% | −0.06 |
| September 25, 2019 | 1.97% | −0.06 |
| September 6, 2019 | 2.03% | −0.08 |
| August 20, 2019 | 2.11% | −0.11 |
| July 15, 2019 | 2.22% | −0.06 |
| May 30, 2019 | 2.28% | −0.04 |
| January 28, 2019 | 2.32% | +0.15 |
| November 7, 2018 | 2.17% | +0.66 |
| April 24, 2018 | 1.51% | +0.70 |
| January 10, 2018 | 0.81% | −0.10 |
| December 28, 2017 | 0.91% | +0.10 |
| September 30, 2013 | 0.81% | −0.05 |
| August 23, 2013 | 0.86% | +0.05 |
| May 9, 2013 | 0.81% | −0.09 |
Show all 40 changes
| Date | APY | Change |
|---|---|---|
| March 20, 2013 | 0.90% | −0.10 |
| February 12, 2013 | 1.00% | −0.04 |
| December 12, 2012 | 1.04% | −0.06 |
| March 16, 2012 | 1.10% | −0.05 |
| February 29, 2012 | 1.15% | −0.05 |
| November 15, 2011 | 1.20% | +0.20 |
| November 9, 2011 | 1.00% | −0.20 |
| October 28, 2011 | 1.20% | −0.10 |
| September 6, 2011 | 1.30% | −0.10 |
| July 29, 2011 | 1.40% | −0.05 |
| July 8, 2011 | 1.45% | −0.05 |
| December 24, 2010 | 1.50% | −0.05 |
| December 9, 2010 | 1.55% | +0.05 |
| October 12, 2010 | 1.50% | −0.05 |
| September 17, 2010 | 1.55% | −0.05 |
| July 9, 2010 | 1.60% | −0.11 |
| June 26, 2010 | 1.71% | −0.29 |
| May 17, 2010 | 2.00% | +0.25 |
| May 10, 2010 | 1.75% | −0.10 |
| May 1, 2010 | 1.85% | first tracked |
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ShareOther USAA rates
- 3 Month CD1.50%
- 6 Month CD2.00%
- 7 Month CD2.25%
- 9 Month CD2.00%
- 1 Year CD1.80%
- 15 Month CD1.70%
- 18 Month CD1.65%
- 30 Month CD1.30%
- 3 Year CD1.30%
- 4 Year CD1.25%
- 5 Year CD1.25%
- 7 Year CD1.25%
- Savings Account3.00%
Other 2 Year CD rates
- State Bank of India5.04%
- Merrick Bank4.85%
- CFG Bank4.82%
- BTG Pactual US4.80%
- E*TRADE Bank4.80%
- Popular Direct4.80%
Common questions
What is the USAA 2 Year CD rate today?
The USAA 2 Year CD pays 1.40% APY as of November 9, 2026, checked 18 hours ago.
How does the USAA 2 Year CD compare with other 2 Year CDs?
It pays 1.40% APY. The median across the 127 2 Year CD rates RateBrain tracks is 3.66%, so it is 2.26 percentage points below the median.
What has the USAA 2 Year CD paid over time?
Since RateBrain began tracking it in 2010, it has paid as much as 4.40% (Jan 2024) and as little as 0.81% (May 2013).
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.