USAA 2 Year CD Rate History (2010–2026)
RateBrain has recorded 39 rate changes for USAA's 2 Year CD since May 1, 2010. Its highest rate was 4.40% (Jan 2024) and its lowest 0.81% (May 2013). It pays 4.40% APY today, last changed on January 28, 2024. The rate is unchanged from a year ago.
Current USAA 2 Year CD rate »USAA rate history »2 Year CD rate history »
Rate history chart
Now 4.40% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 4.40% | 4.40% | 4.40% | 0 |
| 2025 | 4.40% | 4.40% | 4.40% | 0 |
| 2024 | 4.40% | 4.00% | 4.40% | 1 |
| 2023 | 4.00% | 3.05% | 4.00% | 2 |
| 2022 | 3.66% | 1.83% | 3.66% | 1 |
| 2021 | 1.83% | 1.83% | 1.83% | 0 |
| 2020 | 1.83% | 1.83% | 1.83% | 0 |
| 2019 | 2.32% | 1.83% | 1.83% | 8 |
| 2018 | 2.17% | 0.81% | 2.17% | 3 |
| 2017 | 0.91% | 0.81% | 0.91% | 1 |
| 2016 | 0.81% | 0.81% | 0.81% | 0 |
| 2015 | 0.81% | 0.81% | 0.81% | 0 |
| 2014 | 0.81% | 0.81% | 0.81% | 0 |
| 2013 | 1.04% | 0.81% | 0.81% | 5 |
| 2012 | 1.20% | 1.04% | 1.04% | 3 |
| 2011 | 1.50% | 1.00% | 1.20% | 6 |
| 2010 | 2.00% | 1.50% | 1.50% | 9 |
All 39 rate changes
| Date | APY | Change |
|---|---|---|
| January 28, 2024 | 4.40% | +0.40 |
| July 31, 2023 | 4.00% | +0.95 |
| July 10, 2023 | 3.05% | −0.61 |
| December 25, 2022 | 3.66% | +1.83 |
| November 20, 2019 | 1.83% | −0.08 |
| October 29, 2019 | 1.91% | −0.06 |
| September 25, 2019 | 1.97% | −0.06 |
| September 6, 2019 | 2.03% | −0.08 |
| August 20, 2019 | 2.11% | −0.11 |
| July 15, 2019 | 2.22% | −0.06 |
| May 30, 2019 | 2.28% | −0.04 |
| January 28, 2019 | 2.32% | +0.15 |
| November 7, 2018 | 2.17% | +0.66 |
| April 24, 2018 | 1.51% | +0.70 |
| January 10, 2018 | 0.81% | −0.10 |
| December 28, 2017 | 0.91% | +0.10 |
| September 30, 2013 | 0.81% | −0.05 |
| August 23, 2013 | 0.86% | +0.05 |
| May 9, 2013 | 0.81% | −0.09 |
| March 20, 2013 | 0.90% | −0.10 |
| February 12, 2013 | 1.00% | −0.04 |
| December 12, 2012 | 1.04% | −0.06 |
| March 16, 2012 | 1.10% | −0.05 |
| February 29, 2012 | 1.15% | −0.05 |
| November 15, 2011 | 1.20% | +0.20 |
| November 9, 2011 | 1.00% | −0.20 |
| October 28, 2011 | 1.20% | −0.10 |
| September 6, 2011 | 1.30% | −0.10 |
| July 29, 2011 | 1.40% | −0.05 |
| July 8, 2011 | 1.45% | −0.05 |
| December 24, 2010 | 1.50% | −0.05 |
| December 9, 2010 | 1.55% | +0.05 |
| October 12, 2010 | 1.50% | −0.05 |
| September 17, 2010 | 1.55% | −0.05 |
| July 9, 2010 | 1.60% | −0.11 |
| June 26, 2010 | 1.71% | −0.29 |
| May 17, 2010 | 2.00% | +0.25 |
| May 10, 2010 | 1.75% | −0.10 |
| May 1, 2010 | 1.85% | first tracked |
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