USAA Savings Rate
USAA's savings account pays 3.00% APY as of September 23, 2026, checked 13 hours ago. The rate has not changed since RateBrain began tracking it on September 22, 2026. It is currently below the median savings rate we track (3.35% across 63 banks).
3.00% APY
- Last checked
- Sep 23 · 13 hours ago
- Minimum deposit
- $1,000
Rate history
Now 3.00% APY
- All-time high 3.00% (Sep 2026)
- Low 3.00% (Sep 2026)
- 1 change
- Tracked since Sep 2026
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 22, 2026 | 3.00% | first tracked |
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Other savings rates
- MySavingsDirect4.35%
- Betterment4.25%
- Newtek Bank4.20%
- Wealthfront4.20%
- Total Direct Bank4.01%
- Vio Bank4.01%
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.