USAA Savings (HYSA) Rate
USAA's savings account pays 3.00% APY as of November 6, 2026, checked 1 day ago. The rate has not changed since RateBrain began tracking it on September 22, 2026. It is currently below the median savings rate we track (3.55% across 167 banks).
3.00% APY
- Last checked
- Nov 6 · 1 day ago
- Minimum deposit
- $1,000
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See the full USAA Savings (HYSA) rate history »
USAA Savings (HYSA) Rate - Rate History
Now 3.00% APY
- All-time high 3.00% (Sep 2026)
- Low 3.00% (Sep 2026)
- 1 change
- Tracked since Sep 2026
- Full rate history »
The gray line is the median savings rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| September 22, 2026 | 3.00% | first tracked |
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ShareOther USAA rates
- 3 Month CD1.50%
- 6 Month CD2.00%
- 7 Month CD2.25%
- 9 Month CD2.00%
- 1 Year CD1.80%
- 15 Month CD1.70%
- 18 Month CD1.65%
- 2 Year CD1.40%
- 30 Month CD1.30%
- 3 Year CD1.30%
- 4 Year CD1.25%
- 5 Year CD1.25%
- 7 Year CD1.25%
Other savings rates
Common questions
What is the USAA savings account rate today?
The USAA savings account pays 3.00% APY as of November 6, 2026, checked 1 day ago.
How does the USAA savings account compare with other savings accounts?
It pays 3.00% APY. The median across the 167 savings account rates RateBrain tracks is 3.55%, so it is 0.55 percentage points below the median.
Has the USAA savings account rate changed?
Not since RateBrain began tracking it on September 22, 2026.
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.