USAA CD Rate - 7 Year
USAA's 7 Year CD pays 1.25% APY as of October 13, 2026, checked 1 day ago. Since RateBrain began tracking it in 2010, this 7 Year CD has paid as much as 3.75% (May 2010) and as little as 0.01% (Dec 2023). It is currently below the median 7 Year CD rate we track (3.25% across 11 banks).
1.25% APY
down from 1.50% on Jan 12, 2025
- Last checked
- Oct 13 · 1 day ago
- Minimum deposit
- $1,000
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USAA CD Rate - 7 Year CD - Rate History
Now 1.25% APY
- All-time high 3.75% (May 2010)
- Low 0.01% (Dec 2023)
- 1-year change 0.00
- 59 changes
- Tracked since May 2010
- Full rate history »
The gray line is the median 7 Year CD rate across the banks we tracked each month.
Rate changes
| Date | APY | Change |
|---|---|---|
| January 12, 2025 | 1.25% | −0.25 |
| December 11, 2024 | 1.50% | −0.25 |
| November 24, 2024 | 1.75% | −0.25 |
| November 10, 2024 | 2.00% | −0.02 |
| December 21, 2023 | 2.02% | +2.01 |
| December 1, 2023 | 0.01% | −2.01 |
| September 25, 2022 | 2.02% | +0.26 |
| September 9, 2022 | 1.76% | +1.72 |
| October 24, 2021 | 0.04% | −0.39 |
| January 28, 2021 | 0.43% | −0.04 |
| December 18, 2020 | 0.47% | −0.02 |
| March 22, 2020 | 0.49% | −1.00 |
| March 19, 2020 | 1.49% | −0.18 |
| March 13, 2020 | 1.67% | −0.14 |
| March 5, 2020 | 1.81% | −0.06 |
| February 14, 2020 | 1.87% | −0.18 |
| February 3, 2020 | 2.05% | −0.07 |
| November 15, 2019 | 2.12% | −0.09 |
| November 2, 2019 | 2.21% | −0.06 |
| September 25, 2019 | 2.27% | −0.10 |
Show all 59 changes
| Date | APY | Change |
|---|---|---|
| September 3, 2019 | 2.37% | −0.09 |
| August 18, 2019 | 2.46% | −0.07 |
| July 12, 2019 | 2.53% | −0.20 |
| May 30, 2019 | 2.73% | −0.05 |
| November 13, 2018 | 2.78% | +0.61 |
| April 24, 2018 | 2.17% | +0.63 |
| April 7, 2018 | 1.54% | +0.48 |
| August 16, 2013 | 1.06% | −0.05 |
| July 29, 2013 | 1.11% | +0.05 |
| July 3, 2013 | 1.06% | −0.05 |
| April 16, 2013 | 1.11% | −0.18 |
| February 26, 2013 | 1.29% | −0.12 |
| February 8, 2013 | 1.41% | −0.05 |
| December 7, 2012 | 1.46% | −0.05 |
| November 14, 2012 | 1.51% | −0.05 |
| September 14, 2012 | 1.56% | −0.15 |
| August 10, 2012 | 1.71% | −0.05 |
| July 17, 2012 | 1.76% | +0.01 |
| April 27, 2012 | 1.75% | −0.15 |
| March 16, 2012 | 1.90% | −0.05 |
| February 10, 2012 | 1.95% | −0.10 |
| October 21, 2011 | 2.05% | −0.20 |
| October 19, 2011 | 2.25% | −0.05 |
| October 14, 2011 | 2.30% | +0.05 |
| September 19, 2011 | 2.25% | −0.16 |
| September 2, 2011 | 2.41% | −0.10 |
| August 30, 2011 | 2.51% | −0.04 |
| March 16, 2011 | 2.55% | −0.05 |
| January 12, 2011 | 2.60% | −0.10 |
| November 5, 2010 | 2.70% | −0.15 |
| October 27, 2010 | 2.85% | −0.10 |
| October 14, 2010 | 2.95% | −0.05 |
| September 24, 2010 | 3.00% | −0.25 |
| September 21, 2010 | 3.25% | −0.26 |
| August 25, 2010 | 3.51% | −0.09 |
| August 6, 2010 | 3.60% | +0.05 |
| June 28, 2010 | 3.55% | −0.20 |
| May 17, 2010 | 3.75% | +0.20 |
| May 1, 2010 | 3.55% | first tracked |
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ShareOther USAA rates
- 3 Month CD3.51%
- 6 Month CD2.00%
- 7 Month CD2.25%
- 9 Month CD2.00%
- 1 Year CD1.80%
- 15 Month CD1.70%
- 18 Month CD1.65%
- 2 Year CD1.40%
- 30 Month CD1.30%
- 3 Year CD1.30%
- 4 Year CD1.25%
- 5 Year CD1.25%
- Savings Account3.00%
Other 7 Year CD rates
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.