USAA 7 Year CD Rate History (2010–2026)
RateBrain has recorded 59 rate changes for USAA's 7 Year CD since May 1, 2010. Its highest rate was 3.75% (May 2010) and its lowest 0.01% (Dec 2023). It pays 1.25% APY today, last changed on January 12, 2025. The rate is unchanged from a year ago.
Current USAA 7 Year CD rate »USAA rate history »7 Year CD rate history »
Rate history chart
Now 1.25% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 1.25% | 1.25% | 1.25% | 0 |
| 2025 | 1.50% | 1.25% | 1.25% | 1 |
| 2024 | 2.02% | 1.50% | 1.50% | 3 |
| 2023 | 2.02% | 0.01% | 2.02% | 2 |
| 2022 | 2.02% | 0.04% | 2.02% | 2 |
| 2021 | 0.47% | 0.04% | 0.04% | 2 |
| 2020 | 2.12% | 0.47% | 0.47% | 7 |
| 2019 | 2.78% | 2.12% | 2.12% | 7 |
| 2018 | 2.78% | 1.06% | 2.78% | 3 |
| 2017 | 1.06% | 1.06% | 1.06% | 0 |
| 2016 | 1.06% | 1.06% | 1.06% | 0 |
| 2015 | 1.06% | 1.06% | 1.06% | 0 |
| 2014 | 1.06% | 1.06% | 1.06% | 0 |
| 2013 | 1.46% | 1.06% | 1.06% | 6 |
| 2012 | 2.05% | 1.46% | 1.46% | 8 |
| 2011 | 2.70% | 2.05% | 2.05% | 8 |
| 2010 | 3.75% | 2.70% | 2.70% | 10 |
All 59 rate changes
| Date | APY | Change |
|---|---|---|
| January 12, 2025 | 1.25% | −0.25 |
| December 11, 2024 | 1.50% | −0.25 |
| November 24, 2024 | 1.75% | −0.25 |
| November 10, 2024 | 2.00% | −0.02 |
| December 21, 2023 | 2.02% | +2.01 |
| December 1, 2023 | 0.01% | −2.01 |
| September 25, 2022 | 2.02% | +0.26 |
| September 9, 2022 | 1.76% | +1.72 |
| October 24, 2021 | 0.04% | −0.39 |
| January 28, 2021 | 0.43% | −0.04 |
| December 18, 2020 | 0.47% | −0.02 |
| March 22, 2020 | 0.49% | −1.00 |
| March 19, 2020 | 1.49% | −0.18 |
| March 13, 2020 | 1.67% | −0.14 |
| March 5, 2020 | 1.81% | −0.06 |
| February 14, 2020 | 1.87% | −0.18 |
| February 3, 2020 | 2.05% | −0.07 |
| November 15, 2019 | 2.12% | −0.09 |
| November 2, 2019 | 2.21% | −0.06 |
| September 25, 2019 | 2.27% | −0.10 |
| September 3, 2019 | 2.37% | −0.09 |
| August 18, 2019 | 2.46% | −0.07 |
| July 12, 2019 | 2.53% | −0.20 |
| May 30, 2019 | 2.73% | −0.05 |
| November 13, 2018 | 2.78% | +0.61 |
| April 24, 2018 | 2.17% | +0.63 |
| April 7, 2018 | 1.54% | +0.48 |
| August 16, 2013 | 1.06% | −0.05 |
| July 29, 2013 | 1.11% | +0.05 |
| July 3, 2013 | 1.06% | −0.05 |
| April 16, 2013 | 1.11% | −0.18 |
| February 26, 2013 | 1.29% | −0.12 |
| February 8, 2013 | 1.41% | −0.05 |
| December 7, 2012 | 1.46% | −0.05 |
| November 14, 2012 | 1.51% | −0.05 |
| September 14, 2012 | 1.56% | −0.15 |
| August 10, 2012 | 1.71% | −0.05 |
| July 17, 2012 | 1.76% | +0.01 |
| April 27, 2012 | 1.75% | −0.15 |
| March 16, 2012 | 1.90% | −0.05 |
| February 10, 2012 | 1.95% | −0.10 |
| October 21, 2011 | 2.05% | −0.20 |
| October 19, 2011 | 2.25% | −0.05 |
| October 14, 2011 | 2.30% | +0.05 |
| September 19, 2011 | 2.25% | −0.16 |
| September 2, 2011 | 2.41% | −0.10 |
| August 30, 2011 | 2.51% | −0.04 |
| March 16, 2011 | 2.55% | −0.05 |
| January 12, 2011 | 2.60% | −0.10 |
| November 5, 2010 | 2.70% | −0.15 |
| October 27, 2010 | 2.85% | −0.10 |
| October 14, 2010 | 2.95% | −0.05 |
| September 24, 2010 | 3.00% | −0.25 |
| September 21, 2010 | 3.25% | −0.26 |
| August 25, 2010 | 3.51% | −0.09 |
| August 6, 2010 | 3.60% | +0.05 |
| June 28, 2010 | 3.55% | −0.20 |
| May 17, 2010 | 3.75% | +0.20 |
| May 1, 2010 | 3.55% | first tracked |
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