Elements Financial CD Rate - 5 Year

Elements Financial's 5 Year CD pays 2.75% APY as of September 22, 2026, checked 1 day ago. The rate was lowered from 3.00% on September 20, 2026. Since RateBrain began tracking it in 2018, this 5 Year CD has paid as much as 3.00% (Sep 2022) and as little as 0.70% (Jan 2021). It is currently below the median 5 Year CD rate we track (3.33% across 58 banks).

2.75% APY

down from 3.00% on Sep 20

Last checked: Sep 22 · 1 day ago
Minimum deposit: $1,000

View on Elements Financial’s website »See all Elements Financial rates »

Rate history

Now 2.75% APY

All-time high 3.00% (Sep 2022)
Low 0.70% (Jan 2021)
1-year change −0.25
16 changes
Tracked since Aug 2018
Full rate history »

The gray line is the median 5 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
September 20, 2026	2.75%	−0.25
September 28, 2022	3.00%	+2.10
June 1, 2022	0.90%	+0.10
February 26, 2022	0.80%	+0.10
January 25, 2021	0.70%	−0.10
June 5, 2020	0.80%	−0.40
May 15, 2020	1.20%	−0.05
March 28, 2020	1.25%	−0.15
March 21, 2020	1.40%	−0.35
January 7, 2020	1.75%	−0.05
November 21, 2019	1.80%	−0.20
June 12, 2019	2.00%	−0.35
April 4, 2019	2.35%	−0.15
February 7, 2019	2.50%	+0.25
October 15, 2018	2.25%	+0.20
August 10, 2018	2.05%	first tracked

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Other 5 Year CD rates

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Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.