American Express CD Rate - 5 Year

American Express's 5 Year CD pays 3.00% APY as of October 27, 2026, checked 9 hours ago. Since RateBrain began tracking it in 2010, this 5 Year CD has paid as much as 4.25% (Dec 2022) and as little as 0.60% (May 2013). It is currently below the median 5 Year CD rate we track (3.40% across 112 banks).

3.00% APY

down from 3.25% on Apr 27, 2023

Last checked: Oct 27 · 9 hours ago
Minimum deposit: None

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See the full American Express 5 Year CD rate history »

American Express CD Rate - 5 Year CD - Rate History

Now 3.00% APY

All-time high 4.25% (Dec 2022)
Low 0.60% (May 2013)
1-year change 0.00
26 changes
Tracked since Jun 2010
Full rate history »

The gray line is the median 5 Year CD rate across the banks we tracked each month.

Rate changes

Date	APY	Change
April 27, 2023	3.00%	−0.25
March 9, 2023	3.25%	−0.50
January 25, 2023	3.75%	−0.50
December 26, 2022	4.25%	+0.05
December 23, 2022	4.20%	+2.05
September 17, 2019	2.15%	−0.20
August 26, 2019	2.35%	−0.20
August 8, 2019	2.55%	−0.15
July 3, 2019	2.70%	−0.20
June 30, 2019	2.90%	−0.10
May 15, 2019	3.00%	−0.10
November 26, 2018	3.10%	+0.10
September 25, 2018	3.00%	+0.10
July 16, 2018	2.90%	+0.05
July 9, 2018	2.85%	+0.15
May 31, 2018	2.70%	+0.35
December 28, 2017	2.35%	+0.65
July 21, 2015	1.70%	+0.35
February 10, 2014	1.35%	+0.75
May 24, 2013	0.60%	−0.50

Show all 26 changes

Date	APY	Change
February 14, 2012	1.10%	−0.50
October 12, 2011	1.60%	−0.55
December 17, 2010	2.15%	−0.25
September 30, 2010	2.40%	−0.35
July 15, 2010	2.75%	−0.20
June 24, 2010	2.95%	first tracked

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Other 5 Year CD rates

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Common questions

What is the American Express 5 Year CD rate today?

The American Express 5 Year CD pays 3.00% APY as of October 27, 2026, checked 9 hours ago.

How does the American Express 5 Year CD compare with other 5 Year CDs?

It pays 3.00% APY. The median across the 112 5 Year CD rates RateBrain tracks is 3.40%, so it is 0.40 percentage points below the median.

What has the American Express 5 Year CD paid over time?

Since RateBrain began tracking it in 2010, it has paid as much as 4.25% (Dec 2022) and as little as 0.60% (May 2013).

Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.