American Express 5 Year CD Rate History (2010–2026)
RateBrain has recorded 26 rate changes for American Express's 5 Year CD since June 24, 2010. Its highest rate was 4.25% (Dec 2022) and its lowest 0.60% (May 2013). It pays 3.00% APY today, last changed on April 27, 2023. The rate is unchanged from a year ago.
Current American Express 5 Year CD rate »American Express rate history »5 Year CD rate history »
Rate history chart
Now 3.00% APY
By year
| Year | High | Low | Year end | Changes |
|---|---|---|---|---|
| 2026 | 3.00% | 3.00% | 3.00% | 0 |
| 2025 | 3.00% | 3.00% | 3.00% | 0 |
| 2024 | 3.00% | 3.00% | 3.00% | 0 |
| 2023 | 4.25% | 3.00% | 3.00% | 3 |
| 2022 | 4.25% | 2.15% | 4.25% | 2 |
| 2021 | 2.15% | 2.15% | 2.15% | 0 |
| 2020 | 2.15% | 2.15% | 2.15% | 0 |
| 2019 | 3.10% | 2.15% | 2.15% | 6 |
| 2018 | 3.10% | 2.35% | 3.10% | 5 |
| 2017 | 2.35% | 1.70% | 2.35% | 1 |
| 2016 | 1.70% | 1.70% | 1.70% | 0 |
| 2015 | 1.70% | 1.35% | 1.70% | 1 |
| 2014 | 1.35% | 0.60% | 1.35% | 1 |
| 2013 | 1.10% | 0.60% | 0.60% | 1 |
| 2012 | 1.60% | 1.10% | 1.10% | 1 |
| 2011 | 2.15% | 1.60% | 1.60% | 1 |
| 2010 | 2.95% | 2.15% | 2.15% | 4 |
All 26 rate changes
| Date | APY | Change |
|---|---|---|
| April 27, 2023 | 3.00% | −0.25 |
| March 9, 2023 | 3.25% | −0.50 |
| January 25, 2023 | 3.75% | −0.50 |
| December 26, 2022 | 4.25% | +0.05 |
| December 23, 2022 | 4.20% | +2.05 |
| September 17, 2019 | 2.15% | −0.20 |
| August 26, 2019 | 2.35% | −0.20 |
| August 8, 2019 | 2.55% | −0.15 |
| July 3, 2019 | 2.70% | −0.20 |
| June 30, 2019 | 2.90% | −0.10 |
| May 15, 2019 | 3.00% | −0.10 |
| November 26, 2018 | 3.10% | +0.10 |
| September 25, 2018 | 3.00% | +0.10 |
| July 16, 2018 | 2.90% | +0.05 |
| July 9, 2018 | 2.85% | +0.15 |
| May 31, 2018 | 2.70% | +0.35 |
| December 28, 2017 | 2.35% | +0.65 |
| July 21, 2015 | 1.70% | +0.35 |
| February 10, 2014 | 1.35% | +0.75 |
| May 24, 2013 | 0.60% | −0.50 |
| February 14, 2012 | 1.10% | −0.50 |
| October 12, 2011 | 1.60% | −0.55 |
| December 17, 2010 | 2.15% | −0.25 |
| September 30, 2010 | 2.40% | −0.35 |
| July 15, 2010 | 2.75% | −0.20 |
| June 24, 2010 | 2.95% | first tracked |
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.