American Express Rate History (2009–2026)
RateBrain has tracked 12 products from American Express since Sep 2009. Its best rate in that time was 4.75% APY on its 1 Year CD in 2023.
Current American Express rates »
Best rate by year
| Year | Best APY | Product |
|---|---|---|
| 2026 | 4.50% | 10 Month CD |
| 2025 | 4.00% | 2 Year CD |
| 2024 | 4.50% | 2 Year CD |
| 2023 | 4.75% | 1 Year CD |
| 2022 | 4.25% | 5 Year CD |
| 2021 | 2.15% | 5 Year CD |
| 2020 | 2.15% | 5 Year CD |
| 2019 | 3.10% | 5 Year CD |
| 2018 | 3.10% | 5 Year CD |
| 2017 | 2.35% | 5 Year CD |
| 2016 | 1.70% | 5 Year CD |
| 2015 | 1.70% | 5 Year CD |
| 2014 | 1.35% | 5 Year CD |
| 2013 | 1.10% | 5 Year CD |
| 2012 | 1.60% | 5 Year CD |
| 2011 | 2.15% | 5 Year CD |
| 2010 | 2.95% | 5 Year CD |
| 2009 | 2.35% | 2 Year CD |
10 Month CD
Now 4.50% APY
11 Month CD
Now 3.75% APY
1 Year CD
Now 3.75% APY
14 Month CD
Now 3.75% APY
18 Month CD
Now 3.75% APY
22 Month CD
Now 4.50% APY
2 Year CD
Now 3.75% APY
3 Year CD
Now 2.25% APY
4 Year CD
Now 2.25% APY
5 Year CD
Now 3.00% APY
Savings
Now 3.20% APY
Checking Account
Now 1.00% APY
Please Note: We are not a bank or credit union and are not affiliated with any. The information above is provided 'as is' and solely for informational purposes, not for specific financial advice. While we aim to keep our information accurate and current, the rates and information shown on this page may be inaccurate or be out of date. Please check with banks directly for the most up to date and accurate information.